Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Walter Winter

2 Pets…Same Service…Only 1 gets paid.

I’ve forwarded my claim for both of my pets for the same service. One is receiving a partial payment and not the other. I don’t understand.
5

out of 5

POSTED: | BY: Patricia Collier

Lab Mix Toby

My Lab mix developed an unusual and, they say, somewhat rare, cyst under one of his eyes. It required specialist visits, CT Scans and eventually a trip to the Auburn AL oncology department for surgery. He is well now and thanks to pets best I did not have to be concerned about the cost to take the best care of my sweet boy. They have paid per my policy everything without a moment of hesitation. and, each time I spoke with someone about the treatment or the claims submitted I had someone knowledgeable, kind and helpful. I had nothing but similar experiences with my other lab mix Gracie, a broken tooth required dental work which again was paid for without question. I'm not much of one to carry a lot of insurance coverage but I'm so glad I've done this for myself and my pups. And couldn't be happier with Pets Best.
5

out of 5

POSTED: | BY: CJ

Straight forward & friendly

They offer a clear outline of benefits, good customer service when needed, and they deliver on what is promised. I've had a claim take up to 4 weeks to be processed but that's to be expected.
5

out of 5

POSTED: | BY: SD

Easy to work with

We’ve been with Pets Best for 3 years and had to file claims for the first time this year. My 13 year old doodle had two surgeries and then five months later he crossed the rainbow bridge. It was the easiest experience to file the claim and we were reimbursed quickly. When we filed for euthanasia, they automatically updated my policy to remove my dog. Highly recommend and we’ll continue using them for our second dog.
5

out of 5

POSTED: | BY: Vernon D Adams/Tricia Adams

My experience with Pet's Best was what…I have expected for the most part

My experience with Pet's Best was what I expected in most ways after experiencing wellness submissions for my three cats and being pleased with how quickly they were handled. This experience was a little different because of my own circumstances. and the submission was for an emergency and took a little longer. Like many other people, my pets mean the world to me and our my daily companions. That is the reason I felt it was important to take out a policy in case of an emergency. My pets for the last nine years have been my three cats and they have never been ill. On the 4th of July holiday my large 20 # male cat, Joe, after closing hours appeared ill. I called my vets office and left a message because it was after closing time. Joe continue to go down hill so I called and left a 2nd message telling the office I had an emergency and would be there with Joe at 7 am. When I arrived the next morning I found the office closed with a handwritten note on the door indicating they would not be back until the 8-9th of July. I knew I had to have Joe seen and a passer by told me Coronado Vet was open so I immediately took Joe there and they took him right in. This really has nothing todowith your service except I want you to understand my frame of mind and I felt confidence in that this was what I was buying insurance to cover, The vet did tell me if I had not brought him in right away he might not have made it. Joe did recover Thank you, Patricia Adams

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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