Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,058

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauren Weimer

Love pets best

We haven’t had any issues with pets best. We have used them for many years. Our boy cooper just had TPLO surgery and was going to cost $7400! With insurance we received 90% back just a few weeks after surgery. Not to mention all the allergy issues he’s had and the shots every month. They have been amazing answering questions and processing claims quickly. I recommend to anyone who asks… and even to some that don’t lol
3

out of 5

POSTED: | BY: customer

slow in closing a claim

i have sent in 4 claims ..nothing yet it has been 4 days and when I call it takes more then 10 minutes to speak to a person and then they are not much help.. there is room for improvement
5

out of 5

POSTED: | BY: Tanya Peterson

Quick and Easy!

I recently used the PetsBest mobile app to submit a claim for my cat's illness visit to her vet. The process was incredibly easy and took mere minutes (if that). I was pleasantly surprised that my reimbursement check arrived in less than a week. Almost everything from the visit was covered, with the exception of two prescriptions. I agree that they shouldn't have been covered; in hindsight, I should have declined those prescriptions by the vet as I didn't use them (which is on me, not PetsBest). I'm very happy with PetsBest and highly recommend them.
1

out of 5

POSTED: | BY: Joy

Very disappointing

Very disappointing. My pet had never been diagnosed with Periodontal Disease, rather I had taken initiative to have routine dental cleanings (every 6 months) and since he's prior had extractions they decided this was a pre-existing condition and would not cover any of his routine care that keeps him healthy. Felt like they are looking for reasons to not cover. I opted for the wellness benefit and the limit you reach the visit right away despite the care just being routine in nature. This company does not seem to want to pay for any routine care in my experience, so if you are comfortable with only catastrophic care your experience may be better than mine.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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