Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,229

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Veterinary Emergency Group

POSTED: | BY: C B Kahr

Pet's Best to the Rescue

We lost two dogs within months of each other. Pet insurance was a must. I'm happy that we decided to go with Pet's Best.
5

out of 5

POSTED: | BY: Elizabeth Sandoval

Happy

Claim process is easy.Turn around time is quick I'm completely happy I'm referring everyone to pests best
5

out of 5

VETERINARIAN: VCA Portage Animal Hospital

POSTED: | BY: Ellen Leithold

Easier than I expected

It was easy to reach a live person to talk about what I needed to do. I was dreading "figuring out" how to collect needed paperwork and fill out the forms but it was all very clear and easy. I regret putting it off and missing the ability to claim repayment for past non-emergency services due to time expiring. I will definitely add this insurance to all new pets I get in the future.
5

out of 5

POSTED: | BY: Heather Young

Pets best insurance has been amazing

Pets best insurance has been amazing! We have a great plan that helped to cover expensive surgery and rehab with no questions asked! We just added our new pup to the plan. I am greatly appreciative of the ease of this insurance and have shared with family and friends. The only thing is at times it can take a little ling for reimbursement but never more than 5-6 weeks.
5

out of 5

POSTED: | BY: Meg

PetsBest has been absolutely wonderful

PetsBest has been absolutely wonderful. After my cat caught a dangerous fungus it was months of appointments, an amputation, medication, and lab work that would have been a heavy financial strain on us had it not been for PetsBest. <3

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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