Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,058

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Chris M

Several things… first the company does…

Several things… first the company does a descent job of reviewing records and making sure claims are consistent with the plan your pet has. However the process takes WAY TOO LONG. 4 weeks in my most recent case, and the case review time keeps getting longer and longer. I also really don’t appreciate the bait and switch type tactics that they employ after a year of insuring with them. They jack up rates substantially. Then they threaten you when you call to complain and / or cancel. I found the exact same policy through Pets Best at 20 percent less if I canceled and reenrolled my pet. They spent a good 20 minutes telling me how they wouldn’t cover preexisting conditions on the new policy. This hasn’t been a problem. I am curious how this will work out this year at renewal time.
1

out of 5

POSTED: | BY: Serena Austin

Total Scam

They took more than a month to process very straightforward claims. They lied about not receiving medical records from me and my vet as an excuse for not processing the claim in a timely manner. They are impossible to get a hold of by phone to talk about your claim or cancel your account. I have yet to get through to customer service. I've only had some luck with email, but they are refusing to respond so I can cancel my account. Their explanation of benefits make no sense and they don't elaborate on why something didn't meet qualifications for refund. Total scam. Do not use this service.
5

out of 5

POSTED: | BY: Nicole Pointelin

Highly recommend Pets Best

We have had Pets Best insurance for our dog Penny since she came home over 5 yrs ago as a puppy. We are so happy with this wonderful service and ease of filing. We are so glad we chose this company and can’t recommend them enough! We will always use them for any future pets we have!
5

out of 5

POSTED: | BY: Eileen Fasulo

Great pet insurance

Great pet insurance. View claims quickly. 24/7 availability.
5

out of 5

POSTED: | BY: HD

PetsBest has been great for us

PetsBest has been great for us. They communicate about the status of claims so we know if there is a delay. They have covered what they said would be covered and helped us provide specialty care for a dog we adopted with some unknown special needs.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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