Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,058

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paul Robinson

Pets Best kept me up to date with…

Pets Best kept me up to date with steady communication and explanations as I was waiting feedback on my insurance claims. While facing a catastrophic surgery I was at ease knowing I had God and Pets Best Insurance on my side.
1

out of 5

POSTED: | BY: Joanna

Waste of Money

Our first time we submitted a claim, the procedure should have been covered but we didn’t get any return due to a deductible. That was a let down, but we shrugged it off. The second claim we submitted, the deductible also ate into it and three of the line items weren’t covered. After dishing out over $200 for this one visit, it felt pretty crappy to only get $50 back from Pets Best. Additionally, it took them over a month to pay out. We submitted our claim on 8/9 and then they changed our claim date to 8/12 and it was stuck in the review process until yesterday. “Follow-up” was three boiler plate emails saying “Sorry for the delay” with no real reason for the delay. We didn’t re-up on our plan and feel like Pet’s Best made out with our $ after paying close to $400 for a premium. Will avoid forever.
5

out of 5

POSTED: | BY: Jamie

Great experiences!

They have been very easy and simple to work with. My plan details are very clear about what is covered and what costs are expected of me. It takes the finances out of the decision-making process when it comes to my pet's care, which is a huge relief. Thank you, Pets Best!
4

out of 5

POSTED: | BY: Dana Skidmore

Was not expecting to get the amount…

Was not expecting to get the amount back from the vet visit. However, I had to contact customer service regarding my check because I did not receive the initial check. I did receive the re-issued check without problem
1

out of 5

POSTED: | BY: Kate Sailes

A complete rip off and waste of time

A complete rip off and waste of time. Paid over $600 to have insurance. Spent over $1300 on 2 visits and didn't even get $200 back. No customer service etiquette. Wish I could give 0 stars

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review