Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,234

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurie

Pets Best is great

Pets Best is great. They covered what I expected with my cats recent vet visit. A+
2

out of 5

POSTED: | BY: Bryant Chan

Claims process is too slow

Claims process is smooth. Claims processing and payment is too slow. Waiting for 3+ weeks for a claim to be processed and payment for claim is unacceptable. I front the payment for the vet bill via credit card and racking up unnecessary interest payments for slow payment of claim 😕
5

out of 5

POSTED: | BY: Michael B

This is a blessing!!! Everyone with pets needs this.

I’ve had pet insurance with pets best for over a year and you never hope you have to use it but that it will be easy and effective if you do. Well my pittie needed surgery on her ear and the total cost of treatment was over 2k. I submitted the claim and receipts to pets best and in about a week I was told my claim is being paid and I got most of my money back minus my deductible. I’m so happy we have this to make sure we don’t worry if we can afford our babies treatments.
1

out of 5

VETERINARIAN: WestVet Urgent Care

POSTED: | BY: Chance Keshian

Terrible

Avoid at all cost
2

out of 5

POSTED: | BY: William Benson

I can’t say I am impressed irl this…

I can’t say I am impressed irl this company. I filed my claim and was notified it had been received. Several messages followed apologizing for the delay. After a month still no reimbursement. Very poor consumer service.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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