Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,107

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Xinrong Chen

transparent and no BS

I’ve been using pets best for over 4 years with two dogs. All the terms are clearly stated and reimbursements are quick unless it’s a big surgery. With a small dog born with patellar luxation, insured him with pets best is the best decision I’ve ever made.
1

out of 5

POSTED: | BY: Joan Carini Scaccia

Terrible customer service, tired of writing, appeals …

Almost every time I submit a claim the claim has been denied. Then I. submit appeal number one with a lengthy explanation of why the appeal should be reconsidered. No good, I’m asked to submit appeal number two. This effort goes on for months. I don’t think that the people reading these appeals have the customer’s interest in their minds. After several months that claim was finally paid. Now I am working on another claim which I am up to appeal number two. I wish that someone from your company would make a personal call to me so that I can go over the problems that you’re people, do not understand when I write my appeal. My dog does not have peritonitis, and she never did have peritonitis. The last statement that you sent me denied my claim with three pages written about peritonitis. My dogs problem was an infection in a tooth in her mouth that was cracked in half, which was infected and abscessed. The records show, on the x-rays, that the only problem was that one tooth. Why doesn’t someone take the time to either call me, or my veterinarian to explain, why this claim should be paid. While my dog was under anesthesia, I had her teeth cleaned. I did not expect to get paid for the cleaning of her teeth and the potion of time spent with anesthesia. This piece is separate and I do not want to get paid for it. However, the extraction of the tooth and the medication that followed along with that portion of the time she was under anesthesia and the x-rays should be paid. I am fed up with all this back-and-forth with your company. My yearly insurance is over $800 a year please check my records and help me to understand why your company provides such poor service.
5

out of 5

POSTED: | BY: Kylee Jerome

We love pets best!

We love pets best and refer to as many people as we can. Great price, coverage, and care of my pride and joy, Havoc. I have peace of mind knowing if something happens, we are covered.
5

out of 5

POSTED: | BY: Charlie Ledford

You cover exactly what you advertise to…

You cover exactly what you advertise to cover and it’s always paid in a timely manner.
5

out of 5

POSTED: | BY: Katrina Kambas

Claim Experience

Very helpful and responsive service.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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