Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,104

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristine Grasso

Pets Best is truly the BEST

Pets Best is truly the best. We have had pugs in our lives for well over 30 years. When we got our second pug we also got insurance. We were definitely grateful to have it as it helped tremendously with the bills. That being said, Pets Best offers a much better policy than our previous insurance. We love that we can pick our deductible and % back to meet our budget. Pugs come with so many allergy, ear and other issues that we never want to be without insurance. Pets Best makes it extremely easy to turn in claims and the turn around rate on receiving our % back is rather quick. They are much better than most companies in that there is no limitation to the amount received during the year and many hereditary/congenital conditions are including when signing on your puppy at a very young age. This is one of the best ways to assure they stay healthy. I am constantly recommended them to everyone I know as well as all of my friends on social media. They really are the best. I hope that we have a very long relationship with them. We are about to bring home another puppy soon and will be adding them to our current policy. Also, just a note - their 24 hour chat/call in case you just need to ask a tech - the BEST - sometimes you just aren't sure if you need to go to the ER vet or if it can wait and these people are always there and truly a help. Our ER vets are over an hour and half away so this has been a lifesaver at times with reassurance that we can wait until morning. Thank you so much!!!
4

out of 5

POSTED: | BY: Marie

So far so good

So far so good. It was easy to submit a claim. I’m just waiting for the money still. Will upgrade to 5 stars when that happens.
2

out of 5

POSTED: | BY: Valerie Blechar

Disappointed with coverage

Our dog's tooth cracked and she had to have it extracted. Part of the extraction process involved teeth cleaning, and Pets Best refused to cover this charge even though it was not a preventative cleaning. We called them to explain this and they still refused to cover it.
5

out of 5

POSTED: | BY: nataly aponte

Excellent coverage

Super fast turn around on processing my recent claim. Was stressed out that the bill was so high but they covered 90% after meeting my deductible and copy. Im very pleased with this insurance.
5

out of 5

POSTED: | BY: Brandon Rivers

So glad we got insurance. They really do repay!

The ease of submitting claims and they actually do repay you! So glad we purchased this insurance, it’s really helped reduce our financial responsibilities to keep our pets healthy and happy!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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