Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,093

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Janet

Will NEVER be without it!!

After having lost one of our dogs,who we always consider one of the family,due to the fact that we could not perform multiple tests to determine what was wrong with her and had to put her to sleep...I will NEVER again be without pet insurance!! I feel horribly guilty to this day and it was five years ago. We have one of her puppies who is now a twelve and a half year old springer. A year and a half ago he had to have a squamos cell cancer removed from inside his lip and 16 treatments of radiation. Eight thousand dollar occurance!! We were able to do it because we paid each treatment by the week and Pets Best reimbursed us so quickly that we were able to keep up. Now he has a torn ACL in one knee and has been getting water therapy but will most probably end up with surgery because it won't heal on its own. Pets Best is extremely affordable, fair and timely. I can't recommend them more highly. I feel so strongly about them that I carry their pamphlets around in my glove box of my car so I can hand them out to others that so love their pet too. A MUST HAVE!!!!!
5

out of 5

POSTED: | BY: Andrew

Peace of mind

Four claims in 1.5 years for my wonderful but orally fixated Golden. All claims paid (80/20 with $250 deductible) within a week or so of making the claim. Very simple process for submitting claims too. I pay $40/month, worth every penny. Quick turnaround on any customer service questions.
5

out of 5

POSTED: | BY: Estelle Grande

Love Pets Best

Pets Best is a wonderful company. They have a simple, speedy claim process and very reasonable premiums. My dog ws a 10 year old rescue when I enrolled her. She has had some health issues as older dogs do. My claims have been handled fairly and efficiently. I am entirely satisfied with Pets Best !
5

out of 5

POSTED: | BY: Dobby

Fast, Easy, and Economical

I purchased insurance for our Daschund-Chihuahua mix, Dobby, when he was just a puppy. We had lost our beloved Lab, Sunny, during a surgery for tumor removal from around his liver. Because the surgery was so expensive, not only did we have to deal with the loss of our pet, but paying the bill and not having our dog was very tough. Not wanting to go through that again, we decided to go with insurance. I did alot of research and liked the way Pets Best handled their claims and the monthly payment via deduction from my checking account made it easy and affordable. In the past 2.5 years I have had several wellness claims and one emergency vet service claim, all of them were quickly reviewed and paid - I am amazed. I wish dealing with our health insurance for the human members of my family was as good. Also, I contacted Pets Best via telephone with questions regarding coverage - always received prompt, friendly, and professional service. I have and do highly recommend Pets Best.
1

out of 5

POSTED: | BY: Megan

Not worth the money

I recently had a cat, Lightning, pass away from cancer which was totally devistating to me. My vet, witnessing my sorrow from my beloved pet, found a kitten in front of McDonalds. He had a case of diarrhea so they nursed him to health and gave him to me. When I got braden he was so tiny (5 weeks old) and much too small to insure. But when he hit the mark I purchased Pets Best insurance to cover him. Well at about 11 weeks he I noticed that he had just stopped eating and seemed very lethargic. When he fell asleep in his food bowl I rushed him to emergency where they asked about his health history. The only thing that he ever had was that bout with diarrhea, but living your first few weeks at McDonalds can do that to humans. They determined that he had dehydration because he wasn't eating and drinking and sent us on our way. The next day he seemed better that morning but in the evening he began having horrible tremors. I rushed him back to emergency where they again determined that he must just be dehydrated and gave him more fluids. The next day I took him to his vet and she did a complete blood pannel on him and determined that his blood sugar was 30!! That explained the shaking, lethargy, lack of interest in food which were his symptoms and original complaint. Well Pets Best ordered medical records eventhough they had the complete invoices and payment records which is what they claimed is all that they needed. Well, they saw that he had diarrhea when he was found and denied

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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