Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,232

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: BD

2 Cats and So Far, Good Experience

So far (6 months), I have loved working with Pets Best for my two cats. It is a great insurance and I have no complaints currently. Claims don’t take a long time to be processed (at most 2 months for the most difficult claim) and reoccurring claims (like for medicine) are processed within a week.
5

out of 5

POSTED: | BY: John Hardin

Exceptional!

Exceptional customer service and fast turnaround for claims! Love Pets Best!
5

out of 5

POSTED: | BY: Leyla Venturo

PetsBest is the best!

PetsBest is responsive and efficiently manages the claims. I have submitted two claims so far. They made the whole process easy and smooth. I am very grateful for that. I highly recommend PetsBest to provide health insurance to your beloved dogs!
5

out of 5

VETERINARIAN: 5-Points Animal Hospital

POSTED: | BY: Sheila Stebbins

Happy

Quick claim payment and easy process
5

out of 5

VETERINARIAN: Washington State University Veterinary Teaching Hospital - 24hr Emergency

POSTED: | BY: Kodi Lange

WSU Vet school small animal hospital, Yakima Valley Veterinary and having Pets Best Saved our dogs life.

We have Had pets our whole life. Never had pet insurance and never needed it. For some reason I felt led to buy it 3 yrs ago for our two always healthy Eskies When our 8 yr old Eskie lost half his body weight for unknown reason we took him to IMS specialist at WSU Vet Clinic for testing to learn he wasn't processing the protein he was eating, He spent 8 days in their emergency hospital clinic at $600 night just for his stay at the hospital. Because we had pet insurance we weren't forced to make an unwanted decision and were able to have the clinic provide any testing and care needed to help save our dogs life knowing 90% of our bill would be reimbursed to us, 4 months later with weekly B12 shots, a few other meds, limited ingredient novel protein diet and bi-weekly blood work to see if his abulmin level in his blood was increasing. Kodi is doing well. Pets Best has been such a blessing to us as they will continue to pay any bills related to his PLE problem for the remainder of his insurance year without any more deductibles..Their app is easy to submit a claim and a couple weeks later our reimbursement is deposited in our bank account. Their customer service agents are friendly, caring and knowledgable. I highly recommend them for your pet! My only small complaint is reimbursement can seem slow but is really only about 3+ weeks. Its comforting knowing we can provide our dogs with the care they need if any illness or accident occurs. Thank you Pets Best for saving our dogs life along with Dr. Kim our IMS specialist at WSU and our wonderful reg Vet Dr. Julie Young. Karen

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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