Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Connie

There to help without hesitation!

My Frenchie was distressed, panting, up and down all night long. I couldn't figure out why, then I realized that he was licking a piece of dental floss that night and what else did he get into? Oh no, without hesitation I rushed him to the vet ER and they suggested tests to see what went wrong. Well, needless to say he is fine now and I am so glad that I did not have to hesitate to get my best friend to the ER since I know that Pets Best is there to help us. The claim was processed quickly and the staff was amazing. Thanks Again!!
5

out of 5

POSTED: | BY: Jody Frederick

Affortable

I would like to thank Pets Best Insurance.They were very helpful in helping myself with my Harley's cancer.The claims I submitted stayed as one deductible until her passing.They also,cancelled my insurance the day after she had passed,so I didn't have to pay for the whole month.
5

out of 5

POSTED: | BY: sue johnsrud

no hidden agendas!

Love pets best absolutely no problem getting reimbursed quickly. I was hesitant about insurance but I am extremely happy now that I went with pets best. No hassle quick response.
5

out of 5

POSTED: | BY: Gregory P.

Very helpful customer service

My dog has always been healthy and upbeat, but was suffering from a severe stomach problem. He was very ill and I was very scared for his condition. After taking him to the vet to make sure he was ok, I filed a claim with Pets Best. After being a customer for over 3 years and never having to use my insurance, the customer service representative was very helpful walking me through the process and making sure I understood everything. I would recommend them to any pet owner!
5

out of 5

POSTED: | BY: Lois Abrams

Superior Service

I have never had or used Pet Insurance before over many years of dog guardianship. We rescued our dog of 2 .2 years and signed up for this insurance through our veterinarian. Within two months we had two claims that were paid immediately. The first was for neutering and removal of two cysts. The next month our dog got an intestinal disorder for three days had diarrhea. I submitted each claim and it was paid within three to five days. Impressive service I must say.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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