Pets Best | Pet Insurance Review

Let's face it, the majority of the population doesn't have several extra thousand(s) of dollars to throw around on people emergencies let alone pet emergencies. I can't afford to lose $2,000 or more to get my dog out of the emergency hospital knowing I won't get it back, but I can however afford $36.22 per month per pet and since I have two dogs I even get a discount! With Pets Best you get 80% back less your deductible and although it's not quite as high as some of the other insurances at 90%, according to my vet and based on personal experience these guys don't jerk you around, if you have a claim you submit it, and then you get a check or now you even get direct deposit, and you'll even have it before it's time to pay off that credit card you just racked up!! I'd rather sacrifice that 10% knowing that for sure I'm going to get my money back and to get it quick without any issues!!! Oh, and the customer service staff are friendly too, imagine that!! My dogs are not just pets, they are loved ones and part of our family and I would treat them just as I would a person and thanks to Pets Best I know I can actually afford to give my dogs the best care possible without losing my house and cashing out my retirement and selling off everything I own!!

I have Pets Best for 2 years and have mostly been satisfied with the coverage. I have 3 pets insured with Pets Best. On two occasions I have had to be persistent to receive coverage, but after clarifying the issues and supplying further information from my veterinarian they did pay the claims. They no longer offer the option to lock in your pets age until age 7, which they had previously offered. Upon renewal of my policy that option was no longer available. Aetna now underwrites Pets Best and since that change I have been unable to determine the extent of my benefits. When I contacted Pets Best by phone to find out if a surgery for my dog was a part of my covered benefits I was unable to receive an answer. Their response was that I would need to submit a completed claim for review to determine coverage. Although I realize that they cannot guarantee coverage in advance, I would like to know what my benefits are. According the representative that I spoke with, that info is not available until after the fact. Seems that some of the guidelines have become fuzzy since the change to Aetna and I would like to see more straightforward disclosure of information on my policy. There also seems to be some question regarding grandfathering my coverage after the change to Aetna, which affects coverage on some conditions. All in all, Pets Best has been a much better company than some of the others I tried in the past. Friendly customer service, but at the moment I have unanswered questions.

Ok - I'm going to make this real simple for everyone. I researched the heck of out every company that was available and came to one conclusion - PETS BEST is the BEST for the consumer. They are the ONLY ones who offer 80 percent of the Vet's bill without any hesitation. I live in Fairfield County, Connecticut - The Richest County in the United States. Here is an example I want you to follow: You are in FFLD County - An x-ray costs 250.00. Everywhere else in the US is SO much cheaper. ANY OTHER insurance CO. will say "Well, you were charged 250.00, however, we feel that it's only worth 100.00. So they will pay 80 percent, minus the deductable. WHAT A WASTE. PETS BEST however, will not question ANY charges the Vet makes and minus your 100 deductable, they will pay 80 percent. NO QUESTIONS ASKED. SO if you want the best service, prompt responses and quick refund check, go with these guys. Compassionate, Honest and Caring. I finally had to submit a claim recently because my dog was sick. They never blinked an eye on all hefty "Fairfield County, Connecticut" charges that were incurred. LOVE YOU GUYS!

We decided on Pets Beast after a recommendation by our vet. Our policy was $55 a month for our 5 year old chocolate Labrador, Hershey. Hershey had previously tore his CCL and we had it fixed to the tune of $4k and we were worried he would tear this other one. Sure enough, 1 year later he did. We had the insurance for a year also and they did cover his inital diagnostic test, but did not cover the CCL surgery. Why? Because they had paid for the diagnostic, anything relating to that condition is now "pre-existing". Shop before you buy.

We read the reviews, looked at the services provided and decided to go with Pets Best. We are so glad we did. Not that any pet parent wants to take their child to the doctor but surprises do happen and when those unfortunate surprises do happen... you should absolutely be prepared with Pets Best. When our Pomeranian started having seizures last Christmas we were obviously concerned. We took him in and he was ultimately diagnosed with an inoperable brain tumor. PB paid a large chunk of the diagnosis costs and the subsequent medications needed to control the seizures. When the time came, they covered $100.00 toward cremation. We have 2 other dogs, 1 has a preexisting eye condition (which is not covered), and the other is young and likes to get into things. We have them both covered because you simply never know. We highly recommend Pets Best.