Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,834

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: A.B.

The fastest, with the best service

I contacted Pet's Best for two separate questions this week, both were answered within 2 hours. As result, a friend has contacted Pets Best regarding coverage for her Havanese after I recommended it to her. These guys have the Best customer service.
5

out of 5

POSTED: | BY: Barbara p

the best pet insurance!

So glad I had insurance for my big boy Casey, when he was diagnosed with diabetes last August the bills would of been outrages! Insurance has covered all of his needs, including the insulin & syringes... Thank You again Petsbest!!!
5

out of 5

POSTED: | BY: Brenda Jayo

Very happy with this Insurance company.

I have had pet insurance on my dog Lizzie for 4 1/2 years and never had to use it. About a month ago, Lizzie had an episode of a urinary tract infection which we took her to our vet and just 2 short days later, she ate an avacado, pit and all which required a trip to the late night emergency vet hospital. I was very unsure of how to submit my receipts for claim reimbursement, but after speaking to a representative over the phone, she walked my through the steps. It was super easy and within about 7-8 days, we got 2 checks in the mail, one for each vet bill. I only wish my own health insurance was so fast. So far I am very please with the way they do business. I received e-mails regarding my claims, and they kept me abreast of when to expect payment. Can't say enough good things about this company.
5

out of 5

POSTED: | BY: Susan Komar

Great coverage for the unexpected illnesses

I am so thankful I have Pet's Best Insurance for both my dogs.I own two rescued Basset Hounds. They were "supposed to be" healthy when I adopted them. They are healthy now. Of course, there are always unexpected illnesses. Because Pet's Best has helped me with my dog's illnesses over the years, I'm able to help "my girls" live in health & happiness. Thank You Pet's Best!
1

out of 5

POSTED: | BY: CK

Dog sick! Policy doubled $$$$$

My dog was diagnosed with a disease. Eight months later when it was time to renew the policy....Pets Best more than doubled the yearly amount. When I called about the increase, I was told it was because they changed underwriters. When I received the renewal notice this year....IT INCREASED BY ANOTHER $600. This time I was told it was because of her age and breed. I realize that policies need to increase.....but not by $1200 in two years. This company takes advantage of pet owners with sick pets. I am sure they will triple next year. I wish I would have known about Trupanion when I bought insurance for my pet.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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