Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,058

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karin

Pets Best has been so reliable .

I have had the remarkably unfortunate occurrence of having two dogs diagnosed with bone cancer in the last year. Not only did Pets Best never once question a claim, but they promptly sent my reimbursement checks within a week, and actually called to express their condolences and made a donation to an animal cancer research institute. Knowing that the medical bills were not going to cause me to go “broke” since I had the insurance made me focus on the remaining time I had with my dogs, making it as much less of a stress- and worry-free as could be expected in that situation.
5

out of 5

POSTED: | BY: L. Kanieski

Fast Payment of Claims. Great service.

We insured our three dogs with Pets Best in January, 2010.When our precious Muffin suddenly developed pancreatitis followed by secondary hepatitis in June 2010, we were so relieved that Pets Best paid 80% of claims after the deductible. The claims were paid fast - sooner than 14 days. No hassles at all. We are so grateful that Muffin has recovered, and we are recommending Pets Best to all our family and friends. t
5

out of 5

POSTED: | BY: Mike B.

Pets Best Perfomed

My beautiful English Bulldog rblew her ACL about 10 days ago. The surgery thus far has resulted in nearly 5k of expenses. Pets Best paid exactly what they owed - nearly $3,800 in five business days. I was expecting a per insurance company to try to avoid paying the amount listed on the policy. Like most medical companies for humans I expected the claim to be minimized by "excessive charges above reasonable costs". I about fell out when the entire process from the time I called to cerify coverage for the surgery through the payment of the claim went off like clockwork and out performed the service level I get from my Blue Cross - Blue Shield plan. My dogs surgery was conducted by the best animal physicians in Houston - Gulf Coast Veterinary Clinic. The person in charge of helping file the claim told me at the time of service that thye had never had a single issue with claim payments from Pets Best. I strongly recommend this company.
5

out of 5

POSTED: | BY: Laurie DeRespiris

Great Plan Quick reimbursements

I have a 2 yr old Shitzu/Yorkie mix male dog who means the world to me so choosing the right insurance plan is very important to me and Pets Best had a great plan and when I filed a claim the reimbursement check was here before I knew it. I suggest the insurance company to all my friends at the bark park and at work.
5

out of 5

POSTED: | BY: Diane Bruckman

THERE IN TIME OF NEED

My darling little Muffin was the most adorable well mannered very healthy and happy shi-poo until one day she had a strange look on her face. In only eight days she left me at only six and a half years old. I took her to the best hospitals to cure my sweet dog but she passed away from a brain infection that was not curable. Pet Best immediately paid 80% of the cost and even covered $100.00 of her cremation. They were very kind over the phone and sent me condolances over my Muffin's loss. The vet cost were around $7000.00. I would have done anything to save her. Pe best came to the rescue financially when I needed it most. I would have prefered not to use the insurance and still have my darling Muffin but I am grateful that I did. Muffin was a part of my life and family and she deserved to have health insurance just like I do.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review