Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,821

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eileen

Highly recommend PetsBest

Been very pleased with the service and quick response to claims. We have been using them for 8 years and definitely saved us a lot of money in vet bills with our senior labs we lost last year. Decided to insure our lab pups and it was a wise decision.
5

out of 5

POSTED: | BY: Becky

I love Pets Best Insurance

I'm so happy with this insurance. It's so easy to file a claim and the reimbursement is automatically credited to my bank account within days. I usually end up getting more back than I expected.
5

out of 5

POSTED: | BY: Dale Thall

Amazing and better than human insurance

Pets Best was so caring and so quick about reimbursement as I went through the process of cancer and chemo with my beloved 7 year old cat. I could not have asked for a better experience from caring individuals. Much better than human insurance that just wants to deny everything. I am also a pet sitter and will recommend PB to EVERYONE I service.
5

out of 5

POSTED: | BY: Tara

Love Pets Best!!!

I'm so grateful to have pet insurance, and so pleased with the responsiveness and helpful customer service staff. Geraldine has been particularly helpful!
5

out of 5

POSTED: | BY: Bobbi

Awesome!

PetsBest was great! I have used the claims 3 times now and they have been easy to understand and very quick in processing the claims.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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