Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeanne Burns

Awesome Experience! The Very Best

I bought Pet's Best for my chow chow and it's the best decision I have ever made. They are superb with any questions, the claim process is so easy, merely submit online, the turn around time is excellent; usually within 24 to 48 hours. I would recommend Pets Best for any pet owner. You will not be disappointed!
5

out of 5

POSTED: | BY: Lola

Pets Best is the best!

Lola was a very healthy and happy dog until her later years.Pets Best helped me with some very expensive tests and meds. I never had any problems with claims, and would like to say thank you for helping me with her medical bills toward the last years of her life, and her death, I was pleasantly surprised when I was told to submit the bill for her cremation and it was covered.
5

out of 5

POSTED: | BY: Pepper Sipe

Fast Payment

So far since they updated their policies they are great.They pay me back usually with 24 hours. This can matter a great deal when a person has an older dog with multiple issues. As our vet does not accept the credit cards for our dog. So it prevent us having to change vets. I imagine for some people it is very helpful. Often in my experience companies can delay paying on the last day possible.
5

out of 5

POSTED: | BY: Sunny Elliott

Help for Old Chloe

Chloe did well with her first cancer surgery, but the 14 year old was soon Dx with leukemia, lymphoma and kidney failure. Unfortunately, she did not survive this second strike since she was already weak and old. But Pets Best was there through it all and helped me tremendously. My other dog is insured with Pets Best and I sincerely recommend them to all dog lovers!
5

out of 5

POSTED: | BY: Lindsay Ferris

Easy Peasy

This was so much easier than I thought it would be!I'm so thankful for such an helpful company.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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