Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,061

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Skye

The best pet insurance available.

We had our dog treated by our vet. The invoice was submitted by our vet and we had notification within 48 hours with the results of our claim. They are paying 90% after our deductible with no exceptions! Exceptional!
5

out of 5

POSTED: | BY: elliott

worth having

very good with the claims. and responses. service people are very good to talk to
5

out of 5

POSTED: | BY: Leslie Murphy

HIgh recommendations!

Pets Best has been a life saver! The premiums are reasonable, the forms are easy to submit online, the payment reimbursements are timely, and the staff is friendly and helpful. I confidently recommend them to all pet owners.
3

out of 5

POSTED: | BY: Rhonda Shapiro

Good luck

I have been with your insurance company for about 7 years. I am astonished that conditions that arise with canine aging are tagged under general headings not covered by your insurance and denied.
1

out of 5

POSTED: | BY: Michelle

Be careful with Pets Best

I have had Pets Best since 2008. They were indeed very responsive intially to my claims. I have had four dogs on the insurance. Currently I have three dogs. One of my dogs in the last 2 years has required extensive medical help on his back and his rear legs. Intially my dog was limping on his right rear leg. There was a significant problem with his gate. I recognized what it was, a gracilis contracture, not uncommon in Athletic German Shepherds. My primary vet could not diagnose it. When the gait continued to get worse after tests and other treatment, I went to a very well known Ortho Surgeon. He also could not find a gracils contracture. However, he suspected Cauda Equina. Upon sedation for a CT to diagnose cauda equina, the doctor confirmed a gracilis contracture in his right rear leg. Nothing could be done for that nad it was an ancillary diagnosis, not at all related to the Cauda Euqina. The CT did find Cuada Equina/Lumbar Stenosis and we had surgery to treat that. That used half of my allotment for treatement. A year later my dog was in obvious pain again. Another CT scan revealed a herniated disc between L6 and L7. Pets Best denied this claim and said it was related to the Cauda Equina claim and the CT exam exhausted my allotted amount for that. Now, two years later, my dog has a semitendinosis contracture in his left rear leg. I consulted with one Board certified Veterinarian Orthpedist who referred me to another Board Certified Ortho Vet. I subm

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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