5
out of 5
POSTED: | BY: Carisa
Made a bery good decision in choosing pets best
Petsbest reimbursed in less than a week .
4.3
out of 5
Number of reviews 13,049
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Bronya Feldmann
pets best takes forever to process a simple claim
It takes over a week after i submit the claim to receive communication about it. There is alwasy the excuse that there has been an overwhelming number of claims. Then they invariably state they need to get more info from the service provider. The service provider tells me they turn the info over in 24 hours. Then I wait another week.This is for the exact same medical claim type (hydrotherapy) over a period of a year.
I think Pets Best needs to hire more staff.
5
out of 5
POSTED: | BY: Robin
Pets Best is Excellent Pet Insurance
My experience with Pets Best has been very positive. I have submitted claims via snail mail and have filled out the claim forms and up-loaded receipts which was easy. PB kept me up-to-date with my claim status. The only reason that I give them a 9 instead of a 10 is that you have to be sure that the vet's billing is perfect. If there is one error, even if there are receipts to back up the claim, the claim will be denied and the denial letters are not very specific to the claim. Otherwise, PB is fantastic!
5
out of 5
POSTED: | BY: Penny
Broken Leg
We are so relieved that we purchased pet insurance. We are very happy with the way our claim was handled.
1
out of 5
POSTED: | BY: Juliana Prince
Save Your Money
I opened this policy for my cat Milkshake almost a year ago. She had been to the vet to get shots and annual check ups. I wanted to have this policy on hand incase she ever needed it. I've spent $21.59 a month. I recently submitted a claim because of an ulcer on her eye. The claim took 30 days to be resolved l. It was denied because our vet thinks she has herpes virus. Not proven or tested. I had never gotten reimbursed for any of her medical expenses. Essentially I wasted $300. My advice is to open a savings account for your pet. These policies will find any reason to not help your animal.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.