Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,099

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Carrie Allen

Very Grateful for Pets Best

I have been a customer for a long period of time and appreciate that Pets Best helps me care for my dog, Chloe. The service is good and the process has been simplified with the web tools the company uses. Highly recommend!
5

out of 5

POSTED: | BY: Mike H

Highly Recommened

Our newest fur baby was diagnosed with lymphoma a couple of weeks ago. He was a happy/healthy boy and only 5 years old. Of course we were devastated and had to quickly decide how to proceed. The good news is that lymphoma is one of the most treatable forms of cancer in dogs and we decided to follow the typical treatment using chemo. After two weeks he is in complete remission and seems to be almost back to normal. I was a bit skeptical that our petstbest basic insurance policy would cover such an expensive treatment but filed the claims very easily online. Took a few days to process but PetsBest covered all the claims minus the 20%. To say I was pleasantly surprised is an understatement!
1

out of 5

POSTED: | BY: crystalwolflady

Bad company

My dog got a ear hematoma. I called a mobile Vet to come see her.She is older and I wanted to be with her during the surgery. I am a ex vet tech. My other dog pass away from being sick and have surgery when he was older and ear hematoma is minor surgery. She is doing great. She wears her e-color and its draining and I wash it every day. She is almost out of her Chewable AB's. I really like this Vet and want to use him again. But Pet's Best is keep calling him, want more info? He's going to do a re check and I will have to submit another claim for it. I feel like these pet ins Co. are a rip off. This is the first time I've use these ins since I've had it in like 5 yrs. I will change this report if they pay. But it seem like they are trying to get out of paying. Update: got a email last night they are bugging the Vet for "more info". :( Update: Now they want the Vet files from when I enrolled her in 2009! The got the Vet so pissed he hung up on them! They are most likely looking for a pre-existing condition like "She has ears...sooooooooo...." I would switch if I could, but she is 10 yrs old. When your looking for Pet ins I would skip Pets Best. I asked the Vet which one and he said he hears good things about VPI. Still waiting. Now the guy says re-exsiting condition, like she "has ears"!!! Unfrickin' believable. As I recall when i signed up that if the dog hadn't been in for this condition in 6 mos it is not a "pre-exsisting" condition. But having ears is! I
5

out of 5

POSTED: | BY: Barbara Murray

I Love Pets Best Insurance!

I have raved about Pets Best to my veteranarian so much that they are now recommending this insurance to their other patients! I have 3 older dogs and have submitted multiple claims. Pets Best has paid on every one of the claims in a very timely manner and kept me well-informed via email through the process. The last claim I recently made was processed and the benefits were in my account within a little more than a week! I am SO impressed. I love Pets Best!
1

out of 5

POSTED: | BY: SAMANTHA

NOT WORTH IT DONT WASTE YOUR MONEY

I submitted a claim on 3/10 because my dog got sick supposedly you can claim illness after 15 days waiting period however my dog got sick on 3/05 the symptoms started like a week before so that brings me to 2/25 that means he was already "COVER" however when I submitted the claim they denied saying that he had symptoms before the cover started so please DO NOT WASTE YOUR MONEY, BETTER PUT IT AWAY ON YOUR SAVING ACCOUNT..THIS INSURANCE IS THAT WORTH IT..I'm cancelling my account Im not going to keep paying for nothing.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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