Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,350

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: J.I.

Direct Deposited $1,000's in Claims Payments

I have two wonderful Havanese dogs with oxalate crystals. Pets Best staff have guided me in how to structure the best insurance plan given the chronicity of the dogs' conditions. Claims have been reviewed and managed in a timely fashion with payments deposited in my bank account electronically. Staff have been not only knowledgeable but also very caring. As a retired individual, I appreciate the respect they have always shown me when I call.
5

out of 5

POSTED: | BY: Randy W.

Peace of mind IS Pet's Best

My Little Zipper is protected rain or shine with Pet's Best Insurance ! From puppy to 5 year old, the best insurance for the best pet!
5

out of 5

POSTED: | BY: Dawn P.

They Pay Huge Claims!

I made a claim for a TPLO surgery on my Neapolitan Mastif, Atticus, which I knew should be covered. However, I was not completely relieved until I knew the claim was approved and payment was made. The claim was processed extremely timely as advertised and payment made the same. I couldn't be more relieved or satisfied. Thanks Pets Best; truly the best!
5

out of 5

POSTED: | BY: Theresa Rosen

Pets Best is an absolute must for any pet owner!

I have 2 dogs and a cat, my son has 2 Dogs. All are insured by Pets Best. Years ago I had a very prominent vet surgeon recommend Pets Best, he told me its the only insurance company that truly gives good coverage for pets. My dog ( and best friend), Grisham has had various medical issues and having this insurance has saved his life. For this, I am eternally grateful to your company. I am an RN working in hospitals for 25 + years and wish that people could have the quality health insurance that your company provides! Thank you for everything.
5

out of 5

POSTED: | BY: S.B.

Pre-Authorized a $3,000+ Surgery! The Best.

I decided to try Pets Best for my new puppy after my vet recommended them to me. 3 days after I signed up my puppy broke his arm! I was so stressed out because I knew it was going to cost me a lot of money. When I called Pets Best they reassured me that everything was going to be ok and that I had gotten a really great plan that became effective that same day for accidental. I felt like I was talking to the vet after hearing how concerned the woman sounded. I did not feel like I was talking to an insurance company. The vet did indeed recommend surgery. I set it for the next day and submitted a pre authorization paperwork to PetsBest. Within an HOUR they had a response for me and had approved reimbursement for the surgery. A couple days later I submitted the claim with the final bill and they deposited the money into my account within a few days. They also followed up with me over the phone to make sure I understood everything that was happening. Great customer service and so easy to use the web portal. So happy!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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