Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,350

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Barbi N.

They genuinely care about their customers

We want to thank Pets Best for their speed of service and care along the way. She hurt her back and they genuinely showed that they cared. Thank you Pets Best Customer Care Team!
5

out of 5

POSTED: | BY: Vicki

Pets Best is the Best for all my dogs

I wouldn't own a pet without having insurance. It gives me the piece of mind knowing that I can do what ever I need to do to keep everyone happy and healthy. I have the claim payment sent directly to my vet and they love that also.Thanks once again Pets Best for being there when Tag and I needed you.
5

out of 5

POSTED: | BY: Angie

So responsive

I was submitting my first claim with Pets Best, and had a few questions. The representative on the phone answered them with ease. He was efficient, and very friendly! I'm very pleased that I chose an insurance company that is so responsive.
5

out of 5

POSTED: | BY: G.Z.

Love love love the claims pre-approving

I was so glad that in under five minutes, while in the exam room at the vet, I was able to find out exactly what Pets Best would and wouldn't cover. We knew exactly what to expect before we had to file any claims so we weren't disappointed later. The customer service rep was friendly and helpful, and offered information about the Wellness Plan and how to add another authorizer on our account. Thank you Pets Best Insurance!
5

out of 5

POSTED: | BY: Frank S.

Sadly our pet passed. Pets Best was incredible

Our 10 year old Great Dane Pharoah taken into the vet with an obstruction we thought and unfortunately found out that his intestine had twisted - because of the concern we were referred to the emergency clinic here in Spokane where he was euthanized after being on the operating table to remove the obstruction and the vet made the discovery and stated there was no recovery for his condition - I called and spoke to Jayne about our claims since their were several facilities used and how they would be handled. She was very informative and concerned and empathetic - Thank you so much! Also the claims were processed in an incredibly quick pace! I could not be happier since the cost of this right after the Christmas holiday was unexpected.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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