Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,821

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Antonio

Canceled my policy when I submitted a big claim

I started with Pets Best in 2014 and had no claims. In 2015 they raised my rates, so I took a bigger deductible from $200 to $500. When my cat got Kidney disease I submitted a bill for $500 and they canceled my policy. They did return the annual premium on a prorated basis. I paid $167 for the year and got back $147. I don't believe they will process the claim even though it occurred prior to my policy canceling. I had to put down my cat a month later and that cost me $67. I won't even submit that even though it occurred prior to cancellation unless the $500 claim is processed. With them returning my premium I broke even. I wouldn't use them again.
5

out of 5

POSTED: | BY: Dan Long

The best for pets

My dog has had health issues since being a puppy. Pets Best has been wonderful in the speed and quality of handling my claims. They really do care!
5

out of 5

POSTED: | BY: Grant Lovett

Prompt Claim

Service was, as always, first class. Good communications when the process was underway and a speedy and fair response at the end. thank you
5

out of 5

POSTED: | BY: Brenda

You helped to save my little furry boy!

Our little boy suddenly started vomiting quickly followed by bloody diarrhea. We rushed him right in to emergency services with our vet. He was critically ill. He required services and tests. Some time later, on our way home we thought about the fact that we were blessed to be able to say yes to the tests and services and knew we could pay at the time of services and then submit a claim for reimbursement. We know of too many pet parents who couldn't do that and ultimately lost their furry kids. Thankfully, because of the quick action and care of our vet, our furry son is walking around happily wagging his tail today! Thank you Dr. and Pets Best!!! Filing the claim has been quick and easy.
5

out of 5

POSTED: | BY: Cindy Harris

Thank you, Pets Best

Your reimbursement regarding our recent claim was timely and it was fair. Our pet is important to us, and Pets Best has helped him to be able to get the care that, otherwise, we probably could not afford. Bless you.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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