Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,129

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tyler Nuzum

Relieved

Overall, I am happy with my service with Pets Best b/c they are very professional and seem to really care about their customers and we aren't just another number. I have spoken with people on the phone from Pets Best who contacted me for further information and it was really easy to get someone on the phone. I am so happy I choose this company to handle my pets insurance and I can tell these are pet lovers themselves.
5

out of 5

POSTED: | BY: Marlene Morrow

Couldn't Believe How Fast They Processed My Claim!

I could not believe that Pets Best was as ethical as they turned out to be! I had just taken out insurance on my 13 year old Havanese "Lucca". I don't have much faith, if any, on insurance companies honoring submitted claims (on cars, health, etc.) and wouldn't you know it, the very next day...honestly, the very next day after the policy went into effect, "Lucca" stopped eating. Since he is so small, I knew without food and water, it was critical, so I took him in immediately. All testing came back "negative" thank God, and after six long sleepless nights on my part, he started to eat and drink as if nothing had happened. Obviously, something had disagreed with him although I'm still not sure what it could have been. Anyway, my point is, PETSBEST could have argued the point about being one day after the policy went into effect, they could have denied it although my claim was perfectly legitimate and it was coincidental. No problem...they paid promptly and without question! I have to say I was pleasantly surprised but impressed! Can't go wrong on this company! Thank you for reading this review.
5

out of 5

POSTED: | BY: Ellen Barney

Reimbursementn by PetsBest

The best pet insurance company I could have ever found. They are more than fair, and extremely fast in their reimbursement. I am exremely pleased.
5

out of 5

POSTED: | BY: Penni Stoll

Very professional and prompt

They were always courteous and helpful when I called. They answered my questions thoroughly and reviewed my claims quickly and fairly. I would definitely recommend them. I appreciate that there are many policy options to meet individual needs.
5

out of 5

POSTED: | BY: Connie

I am a huge fan of Pet's Best insurance.

The benefits of having Pet's Best insurance outweighs the cost of the premiums. I am confident that I can afford whatever treatment my dog needs when Pet's Best pays a portion of my bill. My Bernese Mountain Dog needed x-rays and tests to diagnose his limping. Pet's best was very quick to respond and reimburse me for their part of bill. They are also very very nice to deal with on the phone. I will recommend Pet's Best to anyone to wants health insurance for their pet.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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