Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,354

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan White

Wonderful service

I switched from another pet insurance because Pets Best has better service. I'm completely happy with it. When I get a second dog, I will add her to this plan.
5

out of 5

POSTED: | BY: Lynn M.

My Supplement was Covered!

I had a question about the new coverage for approved Supplements. Not only is the Supplement that my pet takes every day covered, but I was told I could submit a claim for my next Rx before my renewal date because it is so close. Love Pets Best!
5

out of 5

POSTED: | BY: Pat Hernandez

Thank you!!

I am amazed to say the least on how wonderful this company is. The customer service dept is gracious & helpful, claims are handled promptly & payment made within a few days. I have tried a few different insurance companies in the past & they nit picked each line item. I paid more & got back much less. Wonderful company..Scarlet thanks you & so do I.
5

out of 5

POSTED: | BY: Johanna

Thank you!

I have a 12.5 yo large breed dog, with a few health issues including cancer. Pets Best has been amazing, helping us keep her comfortable and happy in her later years. I'm always amazed when they pay a claim, with no questions or hassle, since she has multiple, expensive problems. I also have two young dogs who haven't had claims, but there's no way I'll ever go without vet insurance after my experience. I don't write online reviews often, and my friends are all annoyed with me for bugging them to get pet insurance. This is just a good financial decision, all around.
5

out of 5

POSTED: | BY: Venia Wang

Thank you, Pets Best

My cat was hospitalized for 3 days because of his renal failure. Pet bests processed my claim within 2 weeks and paid for 80% of the bill after deductible. I am really thankful to PetsBest for their help. Highly recommended!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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