Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,232

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Edinburg Animal Hospital

POSTED: | BY: Mary Masters

T Rex

"On November 19, I took my dog to the vet for lameness. He was x-rayed and given medication. Two days later on November 21 I got an email explaining everything and showing the amount that I would be reimbursed. On November 27, it was deposited into my account! I was totally shocked at the speed that this claim was resolved. Great job! Thank you!"
5

out of 5

POSTED: | BY: Gale

Easy to submit claims

Easy to submit claims. They let me know when the process is done.
Read more on Trustpilot
4

out of 5

VETERINARIAN: Shiloh Veterinary Hospital

POSTED: | BY: Julian G

I recommend Pets Best

I have had Pets Best for my dog for about 6 years. As he gets older, the number of claims I have filed for him has gone up, but Pets Best has always been great. I compare pet insurance to human insurance and, honestly, I wish I could have pet insurance for myself. Claim filing is super easy, claims are processed relatively quickly (2-4 weeks typically, which is incredible for insurance). They have never rejected a claim either - if the condition/medication is covered, I get reimbursed. No fuss. The only thing I have ever been irritated by is the time for the reimbursed money to be deposited into my account - it has taken anywhere from 1-3 weeks. Not sure if that's Pets Best or my bank, but it could definitely be faster. Overall though, I really have no complaints. I will be sticking with Pets Best for future pets.
5

out of 5

POSTED: | BY: Richard Alvarez

Msrshall wellness visit

Excellent service
5

out of 5

VETERINARIAN: Vetco Total Care

POSTED: | BY: Andres Luzardo

Becca

you helped to save Becca's life
Please leave a review

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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