Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,354

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jacqueline Levy

Solid pet insurance from a solid company.

My ten year old poodle got into some kind of accident and fractured his neck. The vet bills were over $5K - a pretty massive hit for us, although it was totally worth it and thankfully he is recovering. My policy pays up to a certain point and it is my fall-back for catastrophes such as this, to defray some of the costs involved. This truly alleviates some of the financial pain, but the fast service and consistent, ongoing communication kept me in the loop every step of the way. I'm so pleased with this company that, even though we are prohibited to have referral programs in NJ, I recommend it to everyone I know because it is truly the best pet insurance (I've had a few companies already). I'm so pleased and relieved, a completely satisfied customer between the policy and the customer service. Thank you so much for a job very well done.
5

out of 5

POSTED: | BY: Noraida C.

Finally found the right company after searching

I have, for the first time, bought insurance for my new puppy. The service is excellent--the best. The staff is extremely professional. Thank you Pets Best.
5

out of 5

POSTED: | BY: Pamela Whitman-Weiner

PetsBest helped me afford the best care for my cat

I cannot say enough good things about PetsBest. I think anyone who lives with animal companions is absolutely crazy if they do not cover every animal, no matter how young or how old, with one of PetsBest policies. I have been with PetsBest for many years now. During times that I had little money, it was often the second bill I paid right after my mortgage -- because, having up to five cats sharing my house at any one time, I knew that being able to treat any illness that came up was my responsibility to my cat family. I had many positive experiences with PetsBest over the years, mostly due to their amazingly fast and hassle-free reimbursement of veterinary expenses. But the time I felt the most grateful for the PetsBest team was this past fall, when my 14-year-old beautiful calico cat, Coco, became seriously ill due to a number of concurrent illnesses that over a three-month period of time caused her health to decline rapidly. During these months, the PetsBest policy I had for my Coco made it possible for me to give her the finest medical attention to treat her multiple illnesses that came up so suddenly during the last months of her life by reimbursing me as generously and as faithfully as I could ever have imagined. The reimbursements from PetsBest came in so fast that I was able to use them to fund additional tests and treatments as my Coco's issues progressed. Not once did I have to deny Coco any treatment because of worrying if I could pay for it. I could practi
5

out of 5

POSTED: | BY: Liz Hartmann

Pets Best Truly the Best!

I've been with Pets Best since my dog broke his foot at 5 months old and it was recommended I get coverage. Five years later I still have it and it's worth every penny. The coverage guidelines are very clear, the online process of claims is super fast, and the reimbursement is quick as well. I recommend them to every friend I have that has a pet!
5

out of 5

POSTED: | BY: Susan H.

Fast claims payment, every time.

I have been very impressed with Pets Best prompt processing and payment of our claims. We have insured two dogs with them and have had a very positive experience. We will definitely be using them again when we add another pet to our family. They've paid $1,000's in claims payments to us, and they came through especially when we were dealing with a torn ACL. Thanks Pets Best!!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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