Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,049

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Mary

Not impressed

We have a French Bulldog puppy, who developed a few issues, and although Pets Best reimbursed one or two claims, everytime we submitted a claim it would get rejected, asking for more explanation before they will pay. our Frenchie had some kidney issue, we had to run some bloodwork, and rerun bloodwork a month later, the first claim they paid the second one related to the first one they rejected. It's a constant battle with the insurance everytime we submit a claim. Another incident where our frenchie developed a cherry eye, we paid over $2000 for surgery and they didn't pay us back for that either, we had to ask the vet to submit another explanation and we are still waiting for an answer. Not a happy customer.!
5

out of 5

POSTED: | BY: Happy Mama

What a lifesaver!!!

Thank you Pets Best! You have been a godsend for us and our furry kid! Our boy was a superior kid in every way and enjoyed perfect health for 7 years. Then, as fate would have it, he became very ill last Fall. We almost lost him! It was very comforting to know that we could have the very best of care without worrying about it financially. After the initial illness and hospitalization, he required two knee and ligament surgeries and an eyelid surgery for a tumor! What a year!! But Pets Best was there for us. The claims were handled quickly, cheerfully and efficiently! Thank you!!
5

out of 5

POSTED: | BY: Cindy

Pets Best rocks!!

Thankfully, I have only had to use my Pets Best Insurance policy on two occasions. However, both experiences have been an excellent experience. Claims are handled quickly and there have never been any surprises of things not being covered. I highly recommend!
5

out of 5

POSTED: | BY: Wendy Boszak

So glad I have Pet's Best

Buddy is a 16.5 year old Border Collie and thanks to the help of Pet's Best, I have been able to treat his arthritis and degeneration. This keeps him mobile and gives us both a better quality of life.
5

out of 5

POSTED: | BY: B.Baguskas

Great experience, no problems.

My dog was ill for days vomiting and generally distressed. The bland diet was not helping. Before medicating her she was given X-rays to eliminate an obstruction. No obstruction and antibiotics followed and continued with the bland diet.Pets Best took care of the claim immediately. They communicated immediately and when there was a lack of claim information they let me know. There was no waiting or hassles. I recommend them highly.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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