Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,099

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise McClure

I am extremely pleased with Pets Best

I have sent in two claims now and am very pleased with how quickly they process claims. They are extremely easy to work with. No grief here!
5

out of 5

POSTED: | BY: susan Hunnell

great insurance!

This insurance has covered my dog and cat 80% and I've saved lots of money and feel the customer care and claims people are very fair and friendly. I already had my sister sign up.
5

out of 5

POSTED: | BY: Cheryl A.

Best Decision I Ever Made

I just wanted to recognize you for once again providing great service and prompt payment of claims. I continue to be amazed at the ease of your claims process and the speed with which claims are paid. I have heard so many people complain about their pet insurance companies and I have to say that I have truly been delighted with Pets Best. I've been with you for four or five years now and I couldn't be happier with the rates or coverage. In a world where most products and services fall far short of delivering what is promised, you consistently exceed my expectations with every interaction. As part of the animal rescue community, I am often asked about pet insurance and I recommend you to everyone I know!!
5

out of 5

POSTED: | BY: Colleen Buckles

Excellent

I'll say what is near and dear to my heart - reimbursement. Yes and Pets Best Insurance is unbelievably fast. One day turn around. Amazing. They are very fair. The policies are one of the best, if not the best. I researched several and have been very happy with my choice.
5

out of 5

POSTED: | BY: Amy

So Much Help and Compassion

I have covered three cats with Pets Best, starting in 2008. Each year since, I have submitted claims, and each time, my claim was settled fairly and quickly. I have never once had to argue with them to get my claim settled, and each time I have contacted them with questions, they have been extremely helpful.They saw one of my cat's through a hyperactive thyroid, intestinal lymphoma, and a number of smaller ailments. When he sadly succumbed to the lympoma last summer, the staff was so caring, and the card they sent was lovely. It has been such a comfort to me to know that I can provide my pets with the care they need without having to worry about the finances. I highly recommend Pets Best.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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