Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: laurie

Not what they saw

When we brought home our goldendoodle we immediately signed her up for coverage. I did a lot of research on the various options because we had VPI with our last dog and it was not good. I asked about the standard insurance and the wellness option. the representative said that I could add and remove the wellness option at any time. I did not submit any claims on my puppies shots or other wellness visits but I did submit the claim for her spaying. when i called to remove the wellness option after her procedure the rep said that I had to wait a fulll year. this was contradictory from the original sales person. The rep said she checked the call recordings and that the rep didn't give me that information. this is incorrect. I would not have signed up for the wellness option if I had been told this rule. I immediately cancelled this insurance because i do not prefer to do business with dishonest companies. I love my pets like family and want them to be protected by the most reputable company.
5

out of 5

POSTED: | BY: Lisa Waxman

Excellent Insurance

If only every other insurance company would provide their customers with the kind of service that Pets Best does. My claim was processed efficiently and timely.
4

out of 5

POSTED: | BY: Lauren

Great, if your dog manages to get sick a lot

My very exuberant American Bulldog has never incurred expenses anywhere near our deductible. He got tapeworms once, & the claim was processed very quickly & efficiently. My only complaint with this company is that they never seem to be available by phone; they seem to always be closed.
5

out of 5

POSTED: | BY: John

A very happy customer.

My 6 year old dog was bitten by a rattlesnake 3 years ago and Pets Best Insurance paid $1800.00 of a $2200.00 bill. I was very pleased and satisfied with the process of the claim procedures and the amount covered. Last month the same dog got an infection in her toe and her nail had to be removed. Pets Best paid $564.00 of a $805.00 bill. I received by check in less than a week with updates by email along the way. I am very happy with Pets Best and I recommend them often.
4

out of 5

POSTED: | BY: Jim

My dog has allergies

My dog has allergies and requires weekly shots by me, bi-annual visits to his dermatologist (the allergist in the dog world) as well as periodic medication that requires monthly followup visits to his regular vet. The premium may seem high but we have covered it and then some so we would be behind if we did not have the pet insurance. They let you know when they receive the claim and they deposit right into the bank or you can elect a check. Nothing is set in stone and every situation is different.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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