Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Llanda Johnston

Great Company Helped us through a tough time.

We took our baby girl to the vet without a bit of worry about how to pay. We could concentrate on getting our baby girl better. Unfortunately she is now in doggie heaven. Pets Best made it so much easier by promptly paying the bill and canceling the policy with a refund. I will be back when we can recover enough foe a new dog. Thank you Pets Best.
5

out of 5

POSTED: | BY: Eden Hunt

Absolute assurance for my doggies health

I'm so grateful I will never have to make decisions for my fur babies based on money. Having insurance lets me know I can make the best decision for their care without having to worry. It gives me peace of mind when my babies are sick or hurt that I can give them be best care possible.
3

out of 5

POSTED: | BY: Anne

Great Program PRICES INSANE INCREASE

I have had no issues with Pets Best at all other than the fact that the insurance rate for one of my pets literally went up $30 a MONTH!!!! I am playing close to $90 a month now for a senior dog. The claims process is easy and they do all the work for you. I have had few issues with them over the past 3 years. My sole complaint would be the HUGE increase in prices over the last few months.
5

out of 5

POSTED: | BY: Marsha Hamacher

Depend on Pets Best!

My little girl schipperke developed rather serious aspiration pneumonia after a dental procedure, plus she had previously swallowed a rock, unbeknowst to me. Over the course of a week, she was treated by her vet, the emergency vet, and the specialists and was in the emergency clinic over two nights as the bills mounted. Fortunately, even though it took a little time to get all the information together to get paid, Pets Best came through for us. They were easy to work with and we were paid without any hassle.
5

out of 5

POSTED: | BY: Elizabeth Schneider

Pet's Best is excellent!

I'm so happy with Pet's Best. I took out insurance on my 5 cats (about to add a 6th) just about over a year ago I think and had to use it several times for 2 of our kitties. Everything is so simple and easy with PB. My vet submits the claim form and within 24 hours PB gets back to me by email saying they received claim and will get back to me soon, which they do within a couple of days and with good news about what I'm getting reimbursed for. I didn't believe in pet insurance for the longest time and I'm a pet sitter but I finally gave in and I'm so glad I did. I recommend PB to all of my clients and as long as I have pets I'll never be with PB insurance.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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