Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sue T

Hands down the easiest and fastest claims process

Had my first claim experience. Seamless, easy, and a fast reimbursement. Awesome! So happy.
5

out of 5

POSTED: | BY: Therese

Pets Best is better than my own insurance

I so appreciate the prompt and professional service. Now if only my medical & dental insurance could work as efficiently! Does Pets Best insure people ;-) ?
5

out of 5

POSTED: | BY: Flora H.

Very Fair and Veterinarian Recommended

Isis was very helpful and answered my questions about a determination of my claim. She explained how it came about and that I could appeal the decision. I said I wouldn't appeal it, because it was fair, but I wanted to know how your decision came about. She passed my inquiry along and told me she would get back to me. Thereafter, Isis called me and told me that your company adjusted the claim decision to my benefit. This company is very, very fair and several veterinarians we have spoken with say that their impression of the company is excellent.
5

out of 5

POSTED: | BY: Rachel D.

Didn't have to worry when our cat got sick

Our beloved Moustachio was diagnosed with feline lymphoma and had to undergo a series of tests. As difficult as the situation was, it was made easier by the fact that we didn't worry about whether we could afford Moustachio's care. The doctors did what they needed to do, and we had the reimbursement money back in our account within a week. It is wonderful not having to worry about whether an insurance company will pay their claims or not. Pet owners with sick pets have enough stress as it is. I am very grateful to Pet's Best for giving us peace of mind, and allowing for us to provide for our pet's health care needs without breaking the bank.
5

out of 5

POSTED: | BY: judith

Good coverage for my cat's diabetes!

I called Pets Best recently because I couldn't remember if my cat, Phil's, policy had been renewed. Not only was it up to date, but I learned that his diagnosis of diabetes was covered by his policy, which was a tremedous blessing. Jayne, the customer care person there was so helpful and so personable. What a wonderful company and employee. Thank you Pets Best!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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