Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: S.B.

Pre-Authorized a $3,000+ Surgery! The Best.

I decided to try Pets Best for my new puppy after my vet recommended them to me. 3 days after I signed up my puppy broke his arm! I was so stressed out because I knew it was going to cost me a lot of money. When I called Pets Best they reassured me that everything was going to be ok and that I had gotten a really great plan that became effective that same day for accidental. I felt like I was talking to the vet after hearing how concerned the woman sounded. I did not feel like I was talking to an insurance company. The vet did indeed recommend surgery. I set it for the next day and submitted a pre authorization paperwork to PetsBest. Within an HOUR they had a response for me and had approved reimbursement for the surgery. A couple days later I submitted the claim with the final bill and they deposited the money into my account within a few days. They also followed up with me over the phone to make sure I understood everything that was happening. Great customer service and so easy to use the web portal. So happy!
5

out of 5

POSTED: | BY: Mavis L.

Best Customer Service Ever!

I had several questions to ask about a claim that we had already submitted. Kendra was very nice and helped with all my questions. I thought of another question several hours later, called back, and luckily, I got Kendra again. She remembered me and my dog's illness and helped me with my other questions. She was very sweet!!!
5

out of 5

POSTED: | BY: Heather L.

Can't put a price on peace of mind!

Lucia had not been eating which prompted her visit the vet. Her liver enzymes were elevated 10 fold, and x rays showed no abnormality to explain it. She was referred to a specialist who performed an ultrasound and more bloodwork and gave medications to support her liver function. As of this week, she has officially been discharged from the specialist as her liver enzymes are stabilized after three months of not being on medications. This was a scary ordeal for me and my Lucia, and we are both VERY happy to have had PetsBest behind us and to be 100% healthy again. It is still unexplained as to what caused the liver elevations, which is the hardest part of this but we are relieved for it to be over.
5

out of 5

POSTED: | BY: R. Haynes

Questions handled in just one call

Great service! Pets Best kept me informed during the whole claims process. A question that I had during the process was answered in just one phone call. If customer service is important to you, Pets Best is your choice.
1

out of 5

POSTED: | BY: Hillarey A

Run from this company

I rescued a two month puppy. If you go on facebook you can see her picture. They denied her claim.The vet confirmed there was nothing in her prior records to do that. She just got the same medicine. Seriously a one year old rescue puppy . How could they do that.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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