Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,821

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Saskia S

Excellent Service and Fast Processing

We just recently signed up the Pets Best Coverage. We were away in Europe when our dog Riley got sick. Our dogwalker was watching him and took him in for treatment. It turned out to be something he ate and he was better in a few days. We submitted the claim and Pets Best reviewed and paid within a week. I called them twice to make sure we submitted all the paperwork and they were helpful and friendly. Would highly recommend this service.
5

out of 5

POSTED: | BY: Debra Garcia

SO GRATEFUL FOR THIS INSURANCE

I am so thankful that I purchased this insurance. My 2 year old male husky somehow twisted, fell, and or tripped in our back yard one evening. We ended up taking him to the 24 vet on a Sunday with a swollen front paw. He was put on "bed rest" and given some medicine for 2 weeks. Unfortunately his leg remained swollen, so after follow up with his regular vet he was referred to a specialist for a bone fracture and a ligament issue. He ended up having to have surgery to repair the injury. So far we are up to $4,800 in vet bills, thank God I have this insurance. The insurance has paid his bills (less our portion) without issue and very timely. It is so refreshing to have a company actually perform as promised. Every single person I have spoken to at the company in the 2 years we have had the insurance has been excellent. THANK YOU!!!
5

out of 5

POSTED: | BY: Madi Thomas

Cici's journey

Having insurance allowed my pet to have tests to determine the extent of her situation.
5

out of 5

POSTED: | BY: chaton

pets best came through exactly as advertised on a

Afte a bad previous experience over health care cost for an older cat companion I resolved to change that in my life. Ater 2 a year wait my kitten arrived, and I insured him right way with pets best illness and wellness programs. I felt this was the best and most economic way to raise and protect my kitten. On my first wellness claim pets best came through wth reinbursement in a week. Thank you pet best
5

out of 5

POSTED: | BY: Tracy

Faster than health insurance

Fast & easy filing. Direct deposit makes fast & easy reimbursement

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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