Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: G.Z.

Love love love the claims pre-approving

I was so glad that in under five minutes, while in the exam room at the vet, I was able to find out exactly what Pets Best would and wouldn't cover. We knew exactly what to expect before we had to file any claims so we weren't disappointed later. The customer service rep was friendly and helpful, and offered information about the Wellness Plan and how to add another authorizer on our account. Thank you Pets Best Insurance!
5

out of 5

POSTED: | BY: Frank S.

Sadly our pet passed. Pets Best was incredible

Our 10 year old Great Dane Pharoah taken into the vet with an obstruction we thought and unfortunately found out that his intestine had twisted - because of the concern we were referred to the emergency clinic here in Spokane where he was euthanized after being on the operating table to remove the obstruction and the vet made the discovery and stated there was no recovery for his condition - I called and spoke to Jayne about our claims since their were several facilities used and how they would be handled. She was very informative and concerned and empathetic - Thank you so much! Also the claims were processed in an incredibly quick pace! I could not be happier since the cost of this right after the Christmas holiday was unexpected.
5

out of 5

POSTED: | BY: D.B.

No One Is Faster

I signed up for direct deposit on 4/26/13 and my money was in my account by 5/1/13!!! Pet's Best Insurance is AMAZING!!! Thank you!
5

out of 5

POSTED: | BY: Susan L.

Switched to them and loving that decision

Several years ago, I used another insurance company. They were paying less and less. Pets Best Insurance has been brilliant! Very clear and exceptionally easy to understand. I filed the most recent claim for my dog's surgery on Jan. 7, and it was DONE by Jan. 10. With direct deposit for my reimbursements, the funds came more quickly than I could imagine. Thank you Pets Best Insurance!
5

out of 5

POSTED: | BY: Sandy V

Wow!

We live out in the boonies, and, after spending over $2000 in the past year for things like porcupine quills, stitches from barbed wire, and a javelina attack, we decided to purchase accident insurance for our two rambunctious dogs. Just two months later, Tex, our Cattle Dog mix, got cut up yet again, requiring staples and a drain. We were traveling and I didn't have any of our info with us, but the Pets Best rep I talked to on the phone was very helpful, found our account, and emailed us a claim form. We submitted it by mail, and less than a week later, got an email saying it had been paid in full.The claim amount came to just about what Tex's premium cost, so we feel like we are now ahead of the game.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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