Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bobbi Jo

Top Notch and FAST claims service!

I have had Pets Best Insurance on my two Boxers for a couple of years now. Pets Best has been a life saver for us financially and worth every penny in premiums!!! I have never waited longer than 4 days for reimbursement AND they directly deposit the reimbursement right into my checking account! Every time I have ever called their customer service I have always received the best service! I am admittedly hard to please but Pets Best is truly the BEST pet insurance EVER!
5

out of 5

POSTED: | BY: Elizabeth B.

I HIGHLY recommend Pets Best to everyone

This is the first time I have purchased pet insurance for our furry family member, Monty, and the process has been smooth, the customer service reps were responsive and very courteous. I received good clear information regarding how to submit a claim and access the online portal features. Last spring, my claim submitted on 4/22/13 was processed and complete by 4/24/13 - 2 day turn around which is excellent. I am very pleased and will certainly recommend to friends and family.
5

out of 5

POSTED: | BY: Judith P

Great at communicating with customers

Fortunately, I have not had to submit a claim for Tasha this past year. Pet's Best Insurance is very good to work with on an administrative level. You are given 30 to 45 days' notice before your policy expires along with your renewal rate which gives you ample time to decide. I checked out so many other insurance companies and Pet's Best, by far, offered the best coverage at a reasonable rate.
5

out of 5

POSTED: | BY: Debbie Jones

FAST!

My Golden Retriever has skin allergy issues. We tried everything, the special food, antibiotics, steriods etc. Our last hope was a expensive pill that has to be taken even day. It costs $140 a month. Pets Best processes the claims fast! It of course depends on the volume they receive but for example yesterday was Sunday. I faxed them a very simple claim form. Today Monday, I received a email around 1 PM that the claim was received. Two hours later I received another email that the claim was processed. They will send me another email within 24 hrs with the breakdown. Then the money will be direct deposit into my checking account within a day or two from experience.
5

out of 5

POSTED: | BY: Michelle

Serenity during difficult times

When my puppy was hit by a car and put on life support, I was hysterical. I called Pets Best to review my insurance coverage, and was treated with sympathy and genuine care. The woman on the phone helped get my policy started immediately and kindly discussed my insurance options with me, so I could get my pet the best care possible.Pets Best made a huge difference in our lives, and thanks to their support my puppy is making a full recovery.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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