Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lucille Staiano

Best Pet Insurance

I have a 13 month old Yorkie with digestive issues. I have submitted several claims to Pets Best, and they have paid each and every claim without questions. They are the best pet insurance!
1

out of 5

POSTED: | BY: Vianki

Pets Best is a scam

We have paid hundreds of dollars every month for our three cats for years and years. The price just keeps going up. Yet every time we make a claim some part of it is denied for some small print reason. This is a scam that has cost us thousands. I am beyond mad, I'm saddened by the pure greed and hate that would make me choose whether or not my beloved pets "deserve" care becuase the insuance company I thought would take care of them is cutting corners everywhere possible. Pets Best was supposed to make caring for my animal easier. Instead They've only brought frustration and grief. Pets Best is a scam. I'll be instead putting my exorbidantly high premium into a separate bank account each month and become my OWN pet insurance. If only I could get back what I already paid in good faith for a bad serivce.
4

out of 5

VETERINARIAN: EVCC and Vale Park Animal Hospital

POSTED: | BY: Shannan Duncan

Great Insurance

Had a late night emergency with a follow up appointment the next day with our vet. Easy to file the claim. They notified me that they needed further information from both places due to the invoices not having enough information on the diagnosis. It took about 6 weeks to get my payment from them which I feel is not unreasonable. Highly recommend if you have a high energy working line breed. The cost of this one claimed covered the cost of his and his sisters yearly premium for this year.
1

out of 5

POSTED: | BY: Vincent Valerio

Very long wait for claim. 12 weeks and counting……

Waiting 12 weeks for a wellness claim that was reduced by a 1/4 for services considered not covered. When all that the vet provided was basic routine shots and check up.
5

out of 5

POSTED: | BY: Lisa Torres

Really fast turn around time and it’s…

Really fast turn around time and it’s saved us so much money!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review