Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Heather

Pets Best supportive through unexplained illness!

Lucia had not been eating which prompted her visit the vet. Her liver enzymes were elevated 10 fold, and x rays showed no abnormality to explain it. She was referred to a specialist who performed an ultrasound and more bloodwork and gave medications to support her liver function. As of this week, she has officially been discharged from the specialist as her liver enzymes are stabilized after three months of not being on medications. This was a scary ordeal for me and my Lucia, and we are both VERY happy to have had PetsBest behind us and to be 100% healthy again. It is still unexplained as to what caused the liver elevations, which is the hardest part of this but we are relieved for it to be over.
5

out of 5

POSTED: | BY: Linda

Great Service!

This was my first time claiming and the lady on the phone was WONDERFUL! She was concerned, knowledgeable and made the whole thing quick and easy. Very nice to get such GREAT and I do mean GREAT service from someone! What a pleasure! Thank you for all you do for my furry little *babies* and your great service!
5

out of 5

POSTED: | BY: A.B.

The fastest, with the best service

I contacted Pet's Best for two separate questions this week, both were answered within 2 hours. As result, a friend has contacted Pets Best regarding coverage for her Havanese after I recommended it to her. These guys have the Best customer service.
5

out of 5

POSTED: | BY: Barbara p

the best pet insurance!

So glad I had insurance for my big boy Casey, when he was diagnosed with diabetes last August the bills would of been outrages! Insurance has covered all of his needs, including the insulin & syringes... Thank You again Petsbest!!!
5

out of 5

POSTED: | BY: Brenda Jayo

Very happy with this Insurance company.

I have had pet insurance on my dog Lizzie for 4 1/2 years and never had to use it. About a month ago, Lizzie had an episode of a urinary tract infection which we took her to our vet and just 2 short days later, she ate an avacado, pit and all which required a trip to the late night emergency vet hospital. I was very unsure of how to submit my receipts for claim reimbursement, but after speaking to a representative over the phone, she walked my through the steps. It was super easy and within about 7-8 days, we got 2 checks in the mail, one for each vet bill. I only wish my own health insurance was so fast. So far I am very please with the way they do business. I received e-mails regarding my claims, and they kept me abreast of when to expect payment. Can't say enough good things about this company.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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