Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Liz

great company, fast and easy claims service

I used to have VPI and heard about Pet's Best superior payments on a Sirius Radio/Martha Stewart Living show, so decided to switch and I couldn't be happier. Pet's Best seems to pay about 40-50% of the vet bills, much higher than other companies I'm aware of. I signed up my Rhodesian Ridgeback when he was about two or three, and the premium has only moved up slightly in eight years, and is now about $200 a year. Some years we've only done his $100 annual exam, but it has really paid off during the years when there's an incident. Over the last eighteen months, my dog had several mishaps: a bad spider bite and a hygroma following, a trip on the stairs, and he needed some age-related joint care. Pet's Best has paid over $3000 of the bills, nearly half, so it's really paid off. This isn't one of those insurance companies that punish you for using your insurance. My vet keeps my signature on file and files all the claims; the check usually arrives in about a week. In my opinion, this is the best pet insurance out there.
5

out of 5

POSTED: | BY: Jackie

Excellent!

I am very satisfied with PetsBest. The claims process is easy to understand, easy to file claims and the response is very quick.
5

out of 5

POSTED: | BY: Evelyn

Great Service and Fast Claims

I rescued a Greyhound that got a sudden illness. Pets Best came to the rescue and was a HUGE help for me and for Max's medical bills! I filed my claim and was reimbursed extremely fast. I can't say enough good things about this company and what they do for people facing large vet bills like myself.
5

out of 5

POSTED: | BY: Nadine C.

Highly recommend

my pet became ill and in a matter of days the vet and hospital bills were extensive. Unfortunately, in the end, I had to put my faithful companion to sleep. Pets Best was very sympathic to my feelings and processed my claims in a timely manner. I highly recommend them to all my friends who have pets. Thank you.
5

out of 5

POSTED: | BY: Alicia

So helpful and caring!

They were so helpful and caring when I called about a claim I made after my sweet dog passed away. Pets Best Insurance has the best customer service and they are extremely fast about paying claims.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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