Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda Lee

Very supportive process

We have been Pets Best customers for 8 years. Every time we submitted a claim or needed information, the customer service was outstanding. It was very reassuring to know we wouldn't have to make difficult healthcare decisions for our fur child based on cost.
5

out of 5

POSTED: | BY: Susan

I Chose the Best Pet Insurance

We had a rescue ( Terrier mix)who got into something toxic on her paws (we think), then ingested it when grooming herself.She had a emergency visit to the vet. The following day had to be admitted into the Vet. hospital for 4 days. Although they thought she would pull through, she did not. She went into renal failure. Pets Best was very fast with the claims. Couldn't be nicer when I had to call with questions. Pets Best even sent a sympathy card to us.Pets Best was an ease of mind during a very difficult time!
2

out of 5

POSTED: | BY: Melissa

Not the Greatest

I have filed several claims for my 8 year old dog. While the process to file is easy, it took a very long time to get any response as to the result. Also, every time I have filed, I get an email about two weeks later saying more info is needed from the vet and I have two days to fax the info in or the case is closed. This is a serious pain and inconvenience, especially when I receive this on a Friday evening. I recently filed about four claims. I received an EOB on the claims that were denied, but have yet to receive an EOB on the claims that are going to be paid. The only way I discovered was by logging on to the account and checking for myself. Still waiting for my check.
5

out of 5

POSTED: | BY: Beth Richmond

Pet's Best is aptly named

Within the first month of my policy, my Italian Greyhound came down with life threatening meningitis. The bill for diagnosis and treatment at a specialty hospital was overwhelming. Pets Best was there for me in a huge way! Within 4 days of submitting my claim of more than $6,000 I had been reimbursed Ina accordance with my policy. Afterwards I feared perhaps my policy would be cancelled, or claimed would be denied in the future. This has not been the case. Pets Best has always been honorable. Without question they saved Niles' life! Thank you!
5

out of 5

POSTED: | BY: JONI B

SAVING MY PET'S LIFE!

I am so thankful I took out this Feline Illness policy before my Eldan was struck with renal disease. I would have had to say goodbye to him several months ago due to financial limitations if it were not for this policy. With Petsbest, Eldan has been able to recieve life saving medications and treatments and surgery and his quality of life has been preserved. I would recommend Petsbest Feline Illness coverage without hesitation.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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