Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dawn Zirbel

PETS BEST IS SIMPLY THE BEST

I've had my 2.5 year old pit bull insured with Pets Best since we got her as a baby. She was a healthy pup, but has allergies! Pets Best has paid all our claims quickly and fairly. I highly recommend PETS BEST.
5

out of 5

POSTED: | BY: Michele Rose

Friendly, Fast and Exceptional Service

Our baby has a variety of medical issues (Diabetes, Pancreatitis to name a few)and Pets Best has helped me every step of the way. This past claim was for routine check up and heart worm testing but most of our claims are for more extensive trips to the vet. I submit by mail and within a few days I am notified by e-mail of the status of my claim and I then receive a check shortly after that in the mail. I appreciate that I can talk directly to customer service when I call and not an automated system. Love you guys!!
5

out of 5

POSTED: | BY: Stephanie Dunion

Claim's handling

Hands down this was the most cupreous and professional handling of a claim I have experienced in quite a long time. I will be using Pet's Best for the future for my next puppy.Thank You!
5

out of 5

POSTED: | BY: Sheree

So efficient

I am so pleased with all aspects of Pets Best Insurance. On all fronts I have been so pleased. Claims are quick, reps. Very nice and helpful. Unfortunately my dog has had issues and this insurance has offset the costs A Lot ! P.S Five years ago when my dog was a pup I asked the vet. To recommend an insurance as I didn't have the time to read through all the others. Am I glad I went with Pets Best. Honestly I could not be more pleased!
5

out of 5

POSTED: | BY: Terry Bahr

Peace of mind.

I was not sure what to expect when I enrolled both of my dogs with Pet insurance. I was told by a family member that Pets Best was the agency to go with. They were fast, efficient, personable, and got your claims processed in a timely manner. What a surprise! It was stressful enough to take my dog to the vet for an accidental illness but to work with a company that is so efficient and gets the job done was a breath of fresh air. I received an email the very next day of faxing my claim which noted that my claim was being processed and that a refund would be issued in 10 days. However, this claim took less than a week to process and my refund is on the way in 5-7 days. I would recommend signing up for direct deposit which I will do. Pets Best is amazing and they get the job done. I would recommend this company to anyone who is looking for Pet insurance. I am greatly satisfied with the service!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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