Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Sharon Smith

Awful.

Say they cover well costs such as vaccinations, heart worm medication, etc. however, I have not been reimbursed for said items. Thinking of dropping this insurance. Feel like they provide false information and refuse to pay for legitimate claims. FALSE Advertising !
5

out of 5

POSTED: | BY: Gina

WOW! Talk about FAST!

This was my first claim after having insurance for 3 years. I am blown away with how fast the process was. I uploaded the claim paperwork and within a DAY I received an email with what amount I was getting and it was being deposited to my bank account the next day. My only confusion is the co-pay for each item.
5

out of 5

POSTED: | BY: Jerry N.

Totally satisfied, better than expected.

Vet submitted claim papers. I was notified by email when Pets Best received claim. They said they would begin processing claim right away and that most claims are completed within 10 days. The next day they notified me that my claim was completed and approved and a check would arrive in 5 -7 days. They encouraged me to sign up for direct deposit for even faster reimbursement. I could not be happier with their service.
5

out of 5

POSTED: | BY: Robyn Howlett

Excellent Service

My dog had a swollen face that was diagnosed as a fractured tooth. The vet prescribed antibiotics to treat the infection and then scheduled surgery to remove the fractured tooth. While in surgery the vet found another fractured tooth and removed both teeth. I sent in the claim and Pets Best paid it in less than one week.
5

out of 5

POSTED: | BY: Vanessa

Pets Best is giving me more time with my baby!

My dog was recently diagnosed with Lymphoma. I submitted the bills for that day and the 2 bills since. Pets Best has already processed the claim and is depositing the money into my account tomorrow. One of the bills was as recent as this past Monday and they are already paying out on it (today is Wednesday). Even better, they are gong to continue to help me pay for his treatment until I hit the policy limit! Without Pets Best, I would not be able to afford treatment for my dog to give us the last few months we need together to make as many memories as possible. For that, I will be eternally grateful. Signing my pets up for Pets Best is the best decision I have ever made for them.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review