Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,104

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bk

Thank you!

Pets Best offers something that other pet insurances do not. They offer insurance for the older pet! The reason this was importan to us is because we are a middle age couple, about 50 years in age, when we adopted a middle aged dog, named Zeus, from a shelter. What we did not know is that Zeus had been neglected and had a host of health problems that required treatment that we quickly realized we could not afford. Upon further research, Pets Best was the ONLY pet insurance that would take Zeus. Because of Pets Best, we could offord a happy healthy life to give to Zeus. Pets Best offered affordable care that made Zeus happy, which made us happy! Even if we adopt a young pet, we would go back to Pets Best, because they were willing to take on Zeus, whom we love! Because of Pets Best policy, we are and will be loyal customers!
5

out of 5

POSTED: | BY: Dana

Great Insurance

It's such a relief when your pet gets sick to know that your insurance will help you cover some of the cost. Every year that we have had Pets Best it has more than paid for itself. Our Zoe could get into some trouble (drinking random water, ripped dew claw) and every time they reimbursed us exactly as expected. They only charged one deductible for multiple visits to treat an ongoing issue.
5

out of 5

POSTED: | BY: Karen Powell

Easy

I submitted a claim for testing due to a bladder infection. It was very easy to submit the claim and it was handled quickly and without any difficulty.
5

out of 5

POSTED: | BY: Mary Johnson

GREAT INSURANCE, NO REGRETS

Pets Best has done the best job and getting claims donein a timely manner. They have great customer service and have saved me a lot of money.
1

out of 5

POSTED: | BY: Chase Countryman

Don't use Pets best use VPI insurance

After almost 3 years of paying $60/ month for insurance for my AKC Certified Rhodesian Ridgeback, which I was going to be breeding this year, Pest Best Insurance was a horrible choice. I would recommend VPI Insurance. My dog was going through a suto pregnancy or false pregnancy, and after 3 weeks the vet told us to bring her in, we us Torrey Pines Animal Hospital. The vet was so worried about the health of the dog because she thought that the uterus was infected and pretty much made us do an emergency surgery. Even though it was a spay, it was a mandatory for the health of the dog. After around a $700 dollar vet bill, Pets Best Insurance says they only pay $100 towards it because it is a "wellness" claim and not a medical. This was a medical claim we would be breeding the dog now if it wasn't. Don't use Pets Best Insurance they will find any way to use the fine print.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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