Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Cassandra Hyatt

Not as I expected when I signed up

I wasn't expecting the preventative limits to be so low. Bordetella allowed is only $8. That's pretty low. The exam allowable limit is only $50. No one has exams for that. I was just expecting something more considering the additional premium for the coverage. It was my understanding that the coverage was 100% for preventative and 90% for the rest of the policy. But now I see it's not that way. I think of like to cancel the policy and go with a more expensive policy like trupanion that actually covers the total price of the invoice at the deductible rate advertised.
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1

out of 5

POSTED: | BY: Sarah O'Sell

Benefits under each plan are unclear

Benefits under each plan are unclear. I thought I had signed up for full dental coverage but then I got a $1000 bill. I don't know what I am paying for. Probably going to move to another company.
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4

out of 5

POSTED: | BY: Mary Carson

So far I’m pleased w/ Pets Best Ins

So far I’m pleased w/ Pets Best Ins. The woman I spoke w/ in Customer Service (I didn’t get her name) was very nice & very helpful. Unfortunately, my wonderful cat, Little Kitty, got sick & died & Pets Best paid all her bills. The reason I gave them 4 stars & not 5 is because they took forever to reimburse me.
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5

out of 5

POSTED: | BY: Dasha

Thanks for quickly processing my claim

Thanks for quickly processing my claim. I am happy being with Pets Best Insurance.
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5

out of 5

POSTED: | BY: Junia A

My experience with Pets Best had always…

My experience with Pets Best had always been positive. Processed my claims on a timely manner. J. Askew
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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