Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Valerie Levallois

I spent weeks researching pet insurance…

I spent weeks researching pet insurance plans and companies and i took my time to find one that would take good care of my 11 y/o pup in times of need. I took a chance on Pets Best and I’m so glad I did. They have been nothing short of amazing. They have offset 90% of the financial burden that comes with being a pet owner. I haven’t had a single issue as of yet and my claims have been processed in a timely manner. The customer service (especially via the chat option) has been extremely helpful and kind. Thank you Pets Best for being there when the unforeseen occurs.
5

out of 5

POSTED: | BY: Callie Towe

Pets Best is the BEST

Pets Best has always been incredible and supportive. They're prompt, knowledgeable, and kind. My dog, Ozzy Zildjian Pawsbourne Prince of Barkness, had Irritable Bowel Disease, Seizures, Pneumonia, Kennel Cough, and a Flea Allergy, to name a few things. Pets Best has been by my side all the way. If I had questions or concerns about my policy, they were there. When Oz had surgery, I was scared and worried for him, but I knew with Pets Best, I wasn't alone and would have some of his expenses taken off my shoulders at a time when all my attention needed to be on him. Ozzy was a fantastic dog and will always be in my heart. I am eternally grateful for all the help and care Pets Best provided us. If you're looking into Pet Insurance because you don't have thousands in your emergency account, please look no further. They will give you the kindness and support you need in your time of need.
5

out of 5

POSTED: | BY: Rosanna Seabold

Best decision we ever made!

Our young rescue dog suddenly developed a neurological issue requiring many visits to specialists and a high level of care. He is living his very best dog life thanks to Pets Best - it allows us to give him treatments and care we would not be able to afford without this insurance. Everyone is always helpful and the claims process is very easy.
5

out of 5

POSTED: | BY: Desiree Nicholas

Best and Easy Pet insurance

This is by far the best pet insurance. This is my first time having pet insurance and I am very satisfied. Thank you!! And my puppy thanks you too for all that is covered.
2

out of 5

POSTED: | BY: Olivia Herrera

I waited over 30 days before I received…

I waited over 30 days before I received any information on the delay of my claim. I was told that information was needed from the vet but when I contacted my vets office there wasn’t a request from Pets Best. I asked the vet office to please call and get them the information needed. I received a notice yesterday 11-13-23 that my claim was to be paid an amount lower than I was expecting and might take up to six days to receive even though I supplied my bank information.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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