5
out of 5
4.3
out of 5
Number of reviews 12,986
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Witchy Krafting Mama
Losing a furry family member is never easy
Losing a furry family member is never easy and having to deal with reimbursement of a claim during that makes it that much harder. I had to call several times to find out what exactly they needed for documentitaion that our pet passed. The wanted a diagnosis on his euthanasia. 3-4 calls later they finally realized there isn't one other than failure to thrive. It was heartbeaking having to retell our situation over and over.
5
out of 5
POSTED: | BY: Cat Wright
Have filed 2 claims and both times had…
Have filed 2 claims and both times had fast turn around. Easy to file the claims. So far so good!
5
out of 5
VETERINARIAN: Apache Animal Hospital
POSTED: | BY: Deborah Case
Excellent insurance company for my dogs
Fast processing, good communication . Coverage is excellent and is a good value. I don't have to worry about getting excellent care for my precious dogs
5
out of 5
VETERINARIAN: Missoula Vet Clinic
POSTED: | BY: Stacy Anderson
Great experience!
The claim process was so easy and I could check on the status of my claim through the entire process. I believe from start to finish it took 10 days to get notice of my reimbursement. Dealing with medical situations for our babies is so stressful that you need an insurance which is easy and doesn’t add to your pain. Pets Best is the one!
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.