Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Tiffany Reynolds

Complete Disappointment

When I purchased this insurance, it was claimed to begin immediately with no waiting period which is why I selected this company over all the others. I took my newly adopted puppy into the vet due to kennel cough and submitted the claim. The mobile app to submit a claim is garbage, it crashes and glitches constantly. Then it took nearly 30 days to review and deny my claim. I received no updates for nearly 20 days about the process, and the update was an emailed apology for the delay in processing. I will be looking for new insurance.
5

out of 5

POSTED: | BY: Paula Pier

They are there when I call

They are there when I call. They are very good at helping me!
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5

out of 5

POSTED: | BY: Rachel Kent

I recommend Pets Best to everyone I…

I recommend Pets Best to everyone I know with pets. Not only is the coverage spectacular, the rates are reasonable and the reimbursement is timely. It has been a huge stress relief when seeking medical care for my pets to know that I have this insurance.
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3

out of 5

POSTED: | BY: Paul S

slow payment

Their coverage is good but the reimbursement time is slow and if you call them to get status on a claim all they say it could take 45 business days to finish claims. then once the claim is finished it another 5 days before its in your bank. but they know how to get your payment the day they need it
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5

out of 5

POSTED: | BY: Chris Codington

Pets Best has provided wonderful and…

Pets Best has provided wonderful and reliable service. My dog has had 2 major injuries (surgery) and several illnesses in the past 2 years. As a result, I've submitted many invoices for coverage. All have been approved without question and paid within a reasonable window of time. The injuries and illnesses for our dog have been stressful enough. Having Pets Best as our insurer has provided the comfort of having one less thing to worry about.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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