Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrew Wall

Pets Best is amazing!

Pets Best is amazing! Having this insurance gives my wife and me so much comfort in making the right medical decisions for our dog, without having to stress about the financial portion of things. This company was recommended to us by friends of ours and we recommend them to every pet lover we know!
5

out of 5

POSTED: | BY: Moira Mora

Best Insurance

Have always helped take care of my dog, their prices are reasonable and I’ve had two separate claims that they have dealt with!
5

out of 5

POSTED: | BY: Allison & Levi

Worth every penny!

User friendly online portal, quick, clear communications, reasonable premiums.
5

out of 5

POSTED: | BY: Hannah Lee

Essential for every pet owner

I've had my dog insured through Petsbest since I adopted him in December 2020, and it's been one of the best decisions I've made for his care. I always feel at ease knowing that I will have financial help to get him the care he needs if anything happens to him. Their customer service team is always super kind, patient, and caring. I've had no trouble submitting claims or being reimbursed within a timely manner, and my monthly premium is very reasonable given the benefits that are in my plan. Their online advice chat service has been helpful on several different occasions, so that is a big plus as well. I'd recommend Petsbest to anyone wanting to provide the best care for their pet possible!
5

out of 5

POSTED: | BY: Kristi Blue

I am happy to give Pets Best a 5 star…

I am happy to give Pets Best a 5 star rating. I started my policy in September and in October my puppy started showing signs of puppy strangles. It was weeks of tests and waiting for results. My puppy was in pain and what I feel near death. We went to his regular veterinary and to an emergency veterinary and had thousands of dollars in medical costs for him. Pets Best paid out fully per my coverage plan. The claims submittal process was quick and easy. Their processing time was about 3 weeks to receive, 1 week to request medical documentation, 1 week to review and 1 week to pay. It didn’t happen fast but it was easy. Luckily my little guy is doing much better. We are still having follow-up appointments and pets best is still working hard to get me reimbursed. So happy I got Pets Best!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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