Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,103

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim McLoud

Had questions about my pet's insurance…

Had questions about my pet's insurance and the customer service representative was very helpful, courteous and professional. Thank you
3

out of 5

POSTED: | BY: April Teran

Claim process

Submitting the wellness claim was fast and easy. Understanding the outcome of the claim was a little confusing. Also not sure why when am checking claim it always leaves the app. Do have to be patient for receiving payment as well if that is what the outcome is but knew that from reading so not as big of a deal.
1

out of 5

POSTED: | BY: Dawn Vail

Canceling both of my policies.

Sunny is the rep I spoke with regarding my claims. One dogs was approved and the otherwise still pending. Claims were submitted on 11/29/23, one says its was paid on December 6, but bank has still not received it, and the other although the same Wellness claim as the first still has not even been approved. When I questioned Sunny regarding this I was told it is not our problem if the bank doesn't process the direct deposit. It is no almost 2 weeks, and that's the attitude I get. I would like to can El both policy's, I will be moving to another carrier. Phone call was 12/9/23. I am not going to spend over 100 a month to be treated like that.
2

out of 5

POSTED: | BY: Robin Bell White

I signed up for this insurance for a rescue dog that has since gone to a new home.

I signed up for this insurance for a rescue dog that has since gone to a good home. I used it to get him neutered, vaccinated, and microchipped. It's been almost 2 weeks and I have yet to see my reimbursement. The wellness plan is paying for less than 50% of what I spent plus the $97 a month for 2 months while I had this dog. In this case definitely not worth it. If I had a long-term pet it may be more useful.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review