Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Taylor Winkler

Can't cancel - not worth the money

I purchased 3 policies for my two dogs and one cat. At the time of purchasing my cat's policy I decided to add a wellness plan since he would be getting neutered soon. It only made sense financially to opt in to the wellness plan if I were able to cancel it after his neuter procedure was complete. I was careful to research that I would be able to cancel the wellness plan before adding it to his policy, otherwise I wouldn't have purchased the wellness plan to begin with. My diligent online research confirmed that I would be able to cancel the wellness plan and keep the accident/illness insurance. 3 months later, after spending $1,400 to cover all three pets, I am unable to remove the wellness plan online so I call in. The customer service agent told me that they don't permit cancellation of the wellness plan until the policy renewal (1 year) which differs from the information I found on their website prior to purchasing the wellness plan. This situation leaves me in a predicament, as I am now obligated to continue paying $57 per month for a wellness plan that no longer serves its purpose. The reimbursement from Pets Best for the neuter procedure was minimal compared to the actual cost I paid the vet, making this experience feel like a significant financial burden and a disheartening waste of money. I urge you to review and rectify this policy discrepancy to ensure that future customers are provided with accurate information before making crucial decisions about their insurance plans. Transparency and integrity in your policies are essential for building trust with your clientele. I appreciate your prompt attention to this matter and hope for a swift resolution to avoid any further inconvenience.
4

out of 5

POSTED: | BY: Shellie Louis-Ferdinand

I don’t feel pets best covers enough…

I don’t feel pets best covers enough for wellness. I only carry wellness because it’s needed in order to have emergency coverage. 1/9/24 I appreciate the quick response. I was told by an agent that I needed to carry both. That you for clearing that up.
5

out of 5

POSTED: | BY: Louise Wilkerson

Great Customer Service Agents!❤️

Your Customer Service Agents are so helpful, friendly and knowledgeable! It’s always a good experience. Their communication skills are the best. They really listen to your needs and answer our questions so thoroughly and in a manner we understand.
5

out of 5

POSTED: | BY: Consumer

First claim

Really easy and straightforward, this was the 1st time I’ve had to file a claim but it was pretty painless. Gastric issues , then on 12/14 I had to file a second one due to my guy getting a hotspot on his backside. Both occurred over the holidays and the processes were delayed but I got a notification that they were going to be. I felt they did a good job of keeping me informed of what was going on. I was pleased with the ease of use and the customer service.
5

out of 5

POSTED: | BY: Betsy Richards

Super easy website

Great customer service if needed. Their website is very easy to follow especially when submitting a bill.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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