Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Misty Leigh

How fast claims are going

How fast claims are going
5

out of 5

POSTED: | BY: Birgitta

Easy to file a claim

Easy to file a claim, and they informed me when it was delayed.
1

out of 5

POSTED: | BY: B'Elanna Snead

SAVE YOUR MONEY

Takes longer than 45 days and they told me that her condition was pre-existing even though she had only been throwing up a week before. I got the insurance because I thought it would help, it just added onto the problem. Scam company with crap values.
5

out of 5

POSTED: | BY: Kelly Kelley

Highly Recommend!

The coverage, customer service, and claim submitting process are excellent. We've had to submit several claims for our golden retriever's back/spinal issues and the claims process was the least stressful part of our dog's road to recovery. I highly recommend PetsBest to anyone!
3

out of 5

POSTED: | BY: DeWald

Their claim response time has gone from…

Their claim response time has gone from acceptable to poor. Pets Best is now issuing a new claim number after the original claim number is not processed in approx. 2 weeks. They then process the new claim number, which complies with their response time criteria. What a joke!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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