Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,053

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maurice Quirin

Pets Best same-day Service

Pets Best gave me a same-day reimbursement for 82 percent of my dog's annual shots and exams. Fast service and good benefits for their wellness program.
5

out of 5

POSTED: | BY: Lacy Sorenson

So far so good

So far so good. They were fast on reimbursing me. Glad I had it for my golden doodle
1

out of 5

POSTED: | BY: Lisa M

Do not recommend this insurance, there are much better company’s out there

I have insurance through another company for one of my two dogs and they quickly process everything usually within 24-72 hours. Pets Best is the worst! The first claim took a couple months to finally be processed. Now this last claim I submitted took a couple weeks. It’s ridiculous! Hire more claims people if necessary. It should not take this long! Also, the other company never needs additional information, and are always able to process the claim with the information my vet provides. This company ALWAYS needs more and denies everything they possibly can-even medicine to make my dog more comfortable during a painful ear infection-apparently because he had taken the medicine before in the past, so it was considered “pre-existing!” I am not a happy customer!
5

out of 5

POSTED: | BY: Robert Betson

Simply the best

Simply the Best ,better than all the rest ! Better than any insurance she ever had.
1

out of 5

POSTED: | BY: Sky

Extremely long wait times to speak to a…

Extremely long wait times to speak to a customer service rep ( up to an hour ). Say they are too busy so they do not answer via chat. Keep getting apologies every week for the delay and nothing changes. Bad communication, because they continue to insist on paperwork that doesn't exist. I have sent them all the info I had and they keep asking for more, which doesn't exist. So far 700$ paid into this with nothing to show for it, but apologies and more apologies. Seriously considering ending this relationship, because the company says they are backed up, yet do not hire staff to make the customer experience more satisfactory. Sorry doesn't really buy you a whole a lot.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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