Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: paulette burpo

I’d give your screeners a 5 Star ⭐️ rating

I’d give Staff a 5 Star ⭐️ rating. However, what I find most frustrating is going back & forth between the Veterinarian & Pets Best Staff by phone, text & email messages trying to collect required documents for reimbursement. Wish Pets Best were as good at this as the are at collecting our monthly auto-payments. What a waste of time, resources & much frustration & stress on all parties. What’s ironic Pets Best ends up contacting the Vet.for additional information regardless. I was in Legal Management with the State of California for over 25 years & had to be thoroughly organized & efficient to ensure all deadlines were met! I recommendation to your management team is to cut out all the waste & time for all parties & contact the Vet. Office directly. I don’t think the main problem is having to wait for the reimbursement but instead ALL THE STRESS THAT THE CUSTOMERS ENDURE THE PROCESS! I would be more than glad to answer any other questions that might be helpful.
5

out of 5

POSTED: | BY: Anita Self

Pets Best is amazing!

Pets Best is amazing! Claims process was super easy and the EOB is super easy to understand.
4

out of 5

POSTED: | BY: Richard

Straight forward

Straight forward about what is covered
5

out of 5

POSTED: | BY: Jeanne Dolan

Changed to Pets Best, so glad I did!

Moved to Pets Best for my two Labs last year due to rapidly escalating prices for my former pet insurance with a 15 K cap on pay out. My dog got diagnosed with bilaterally ACL tears at the end of the first year. My first claim for the workup took longer than normal because they needed all the records. But the claim for the surgery took only 2 weeks and reimbursement was quick. I was somewhat surprised they paid since the dog had in unrelated issue with their leg years ago and many companies would have declared that a preexisting condition and denied the claim. Their portal & app are easy to use and you can still call if needed.
5

out of 5

POSTED: | BY: Kathy Klinefelter-Yates

I had never made a claim on my dog’s…

I had never made a claim on my dog’s insurance and it was emergency surgery at an emergency vet- not his regular vet. They responded within a week of my submitting claim to let me know they received and would let me know if they needed additional info. I just received an email with EOB that they were covering everything less my co pay and the 80% I selected when obtaining the policy. They have been great and have already recommended them to three other dog owners. Very impressed- thank you!!!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review