5
out of 5
POSTED: | BY: Kalin R
Quick and easy claims processing.
My claims were processed and explained to me perfectly. I never had a question because the process was completely understandable.
4.3
out of 5
Number of reviews 12,834
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Aneta
Best thing in did
I have gone back and forth for years - do I get pet insurance or not? I finally did and I am sooo grateful I did. Unfortunately my yorkie was diagnosed with heart failure and although nothing can help the sadness, having pet insurance is helping me give her the best care possible till she does have to leave us. The initial claim with PetsBest takes a little while to process but then everything is super quick. I get reimbursed straight into my account within days of submitting. This is a huge help.
5
out of 5
POSTED: | BY: Karen
Terrific and Timely....
So, I have had pets for 40 years. No insurance. Now,with a new puppy and young cat, I got insurance --- accident/emergency for cat and wellness and accident/emergency for puppy. Well, we had a wellness check and they reimbursed a goodly portion of the bill and quickly. Amazing. Remarkable.
5
out of 5
POSTED: | BY: Katherine Abbott
Really great claims experience.
Really great claims experience.
5
out of 5
POSTED: | BY: Cindy Godfrey
They exceeded my expectations.
I had my 2 cats insured for several years without a need to file claims, suddenly last year they both developed serious age related health problems. I came close to losing my male cat. If not for good insurance coverage which made his treatment affordable I am sure we would have had a different outcome. Both kitties currently doing well and thriving. I am so glad I found Pets Best several years ago and had it in place shen we truly needed it. The app is so easy to use and the claims are processed promptly. The payment is directly deposited in my checking account. I couldn’t ask for anything easier.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.